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Wachovia Wholesale Lending to Shut Down?

By
Mortgage and Lending with Oak Valley Mortgage-California Home Loans and Refinancing

We are hearing about the shutdown of wholesale mortgage operations at Wachovia, with a Press Release due out at 1:00pm EDT. This morning, we received the following:

"Wachovia wholesale is shutting down today. Press release at 1PM."

"All us reps were told this morning by top managment that wholesale will be completely shutdown by August 31st and a conference call will be this afternoon. All reps were called Sunday afternoon on the east coast...both Portfolio and marketable products."

The info is coming in from various sources including tipsters, forum members and outside sources - many of whom are (or were) Wachovia employees. We have no detailed information at this point on the number of people who will be affected.

An email sent to brokers by one AE says:

"Good Morning just wanted to let you know that we learned last night that today Wachovia will announce its closing its Wholesale division.

There will be a conference call at 1 pm and I will send out a follow up to that call."

From their web site: "Today's Wachovia was created when First Union Corporation acquired the former Wachovia Corporation and changed its name to Wachovia." That merger occurred in September of 2001; some may also recall First Union's acquisition (and subsequent shutdown) of then-subprime-giant "The Money Store" just a year prior. Many analysts and pundits have pointed to Wachovia's acquisition of Golden West Corporation, parent holding company of World Savings Bank in Oakland, CA in October of 2006 as a cause for recent woes over their $120 billion portfolio of Pay Option ARMs, referred to as "Pick-a-Pay" or "PAP" loans.

Wachovia Corporation will be announcing their second quarter earnings tomorrow, 2008-07-22

Should this happen, there are thousands of jobs across the United States that will be lost and will play its part in reshaping the Mortgage Broker industry as we know it today.

Show All Comments Sort:
Michael Wayne Jackson
Coldwell Banker - Novato, CA
Broker - Seniors Real Estate Specialist Novato

I spoke to a few wachovia reps recently and they were told to get their resumes ready.

Jul 21, 2008 07:28 AM
Richard Sweum
1st Security Bank - Everett, WA

Wachovia was left off of the SEC's "banned from short selling" list...earnings report tomorrow, hmmmm, I wonder why?

Jul 21, 2008 07:46 AM
Nancy Larson
I am a licensed referral agent in NJ - Hutchinson Island, FL

Thank God, I sold my stock when it was at $22.00 a share, took a beating then....can only imagine what tomorrow many bring.

Jul 21, 2008 10:05 AM
Matthew J Blum - (retired from the business)
Palm Beach Gardens, FL

Scott, I received the email today from my AE... saying good bye.. they are closing wholesale down.

Jul 21, 2008 12:20 PM
- -
- - Bogota, TN

Wow this is really hard to believe but I guess its true in light of all that has been happening in recent months.

Jul 31, 2008 04:28 AM