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Today's mortgage market: So far, so good

By
Mortgage and Lending with Wisconsin Home Lending, Inc.

On days like today, I am happy.  Because my blog yesterday guessed we'd finally get off the lows, and today we have.  More bad economic news - jobless claims back above 400K, and housing data that continues to disappoint.  We still have a ways to go, but the FNMA 6% coupon is now trading at par in secondary, meaning lenders will be charging a point to get that rate.  

I am going to continue to prepare my client list for the final move I expect later this year.  I'm talking about rates under 5.5% or even 5.0% one last time.  I could be wrong, but being right will be worth so much more - to my bottom line and the financial profile of every client I can help.   Have a great day!

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Rebecca Schrader
Competitive Insurance of Dundee - Dundee, FL

5.0%  would be dynamite!  I'm thinking a lot of things are going to stay level because of the election.  If oil comes back, then I will adjust.

Jul 24, 2008 02:55 AM
Rebecca Schrader
Competitive Insurance of Dundee - Dundee, FL

I think the market is running against you for now.  We'll keep hoping.

Jul 27, 2008 12:24 AM