How are chickens & credit alike!

By
Real Estate Agent with Crye-Leike Realtors

Here is my true story: How Chickens & Credit are alike!

Many years ago my husband was still active duty and was stationed at Ft. Campbell, Ky. So I followed him to Tennessee; yes Tennessee, Ft. Campbell is half in Kentucky & half in Tennessee. We rented a house in the country and as a city girl who loves animals; I started to collecting rabbits, dogs, cats, goats & wanted chickens. Now remember I am a city girl, a local friend said you can buy chickens by mail and gave me a catalog. This was a first for me and I chose the cheapest way to buy 50 chicks. Later I found out why it was so cheap: because the hens & roosters were mixed with no guarantee of how many roosters were in the batch. As my babies grew, I found I had 40 roosters (boys) & 10 hens (girls). A local farmer, let's call him Farmer Joe, drove up to my house to visit because I had told him that my chickens were not laying eggs. As he drove up, all my hens (girls) ran into the woods, which left 40 roosters in the yard. Farmer Joe got out of his truck and looked and looked and looked but all he could see was my 40 roosters in the yard! Farmer Joe squinted his eyes, rubbed his chin and shook his head. Farmer Joe, knowing that roosters do not lay eggs and did not want to hurt me, said " I see why you don't have any eggs those are eating chickens" he then tried to explain that I needed hens (girls) for eggs. I smiled because of his kindness and did not tell him  that I was a city girl but did know the difference between hens & roosters. 

How does this apply to credit... many realtors & lenders will look at a credit report and see bad credit (roosters) and not ask the question, is this correct or look for more good credit (hens). Many people will be turned away and told that they cannot buy a home. By asking the right questions many times you can turned low credit scores into credit good enough to buy a home. So instead of saying no at first glance... ask a few more questions and then maybe you won't have to eat chicken soup!

Thanks I hope you enjoyed my story. have a great day!

For questions about your credit e-mail brenda@imsiloans.com

Let me be your friend in financing! Brenda

Comments (12)

Dale Baker
Baker Energy Audits and Commercial Properties Inspections - Claremont, NH
New Hampshire Relocation Real Estate Information

Howdy Brenda

I really enjoyed reading this here post.

The way you lead up to talken about the way to look at the credit report of folk's was very refreshing.

Baker Home Inspection and Consulting

Jul 25, 2008 09:10 PM
Brenda Tressler
Crye-Leike Realtors - Clarksville, TN

Dale: Thanks for taking the time to read this... any tips. I'm still trying to find my way around AR. :)

Jul 26, 2008 12:17 AM
Ellie McIntire
Ellicott City Clarksville Howard County Maryland Real Estate - Ellicott City, MD
Luxury service in Central Maryland

Great story and nice tie in with the credit score. How did they arrive by mail though? What did you do with 40 roosters?

Jul 26, 2008 12:36 AM
Brenda Tressler
Crye-Leike Realtors - Clarksville, TN

Ellie: They arrived in a medium size box and I had to pick them up at the main post office. They were shipped next day mail & I could hear them chirpping when I walked into the post office. I feed them until I could find homes; remember I love animals & was a city girl so eating them was not an option! Thanks for asking. Have a great day! :)

Jul 26, 2008 02:35 AM
Edie Lomason
Michael Saunders & Company - Venice, FL
BA, ABR

For Easter a client of mine gave us a baby turkey, chicken, duck and goose, because he always wanted them.  He also told me he wanted a monkey.  Oh no, I don't want a monkey.  We did love our little guys until the turkey and duck go eaten in the night>

Jul 27, 2008 07:50 AM
Brenda Tressler
Crye-Leike Realtors - Clarksville, TN

Edie: Thanks for reading my post! I lost a few in the night also... Let me know if you get a monkey. I've been to Venice, my in-laws lived there years ago, it is a very nice place and I love the beaches! What a small world we live in. Think about me here in TN this winter! :)

Jul 27, 2008 08:09 AM
Marvin Thomas
Allegiance Mortgage Corparation - Fayetteville, NC

Brenda, great post.  I think you should start a book with that title.

Jul 29, 2008 12:58 PM
Tim and Pam Cash
Crye-Leike (Sango) - Clarksville, TN
Real Estate Professionals - Clarksville TN

Hey Brenda - great post - only thing missin is pictures of the Chickens!!

Jul 29, 2008 01:45 PM
Meli Gerogianis
JKA Properties (Meli G Realty & Investment Group) - Clarksville, TN
Broker, CRS, ABR, SFR, CDPE, Licensed in TN & KY

Funny! What's wrong with chicken soup?! It's all good :-) However if you get more eggs, you might get to eat some eggs and grow some more chickens for the "chicken soup" too. All joking aside, I couldn't agree more that some mortgage brokers throw in the towel too soon. Thanks Brenda! 

Jul 30, 2008 02:46 PM
Brenda Tressler
Crye-Leike Realtors - Clarksville, TN

Marvin: Thanks! I left you a message the other day but I lost my satellite signal... oops. Thanks for the support. Have a great day :)

Tim & Pam: Thanks! I looked for the pictures but could not find them... they are somewhere in my organized mess. Thanks have a great evening! :)

Meli: That was the problem... no eggs! Thanks for reading my post; I am still surprised & thrilled when I get comments. Thanks again I try to find humor in what ever I do! :)

Jul 30, 2008 04:23 PM
Georgie Hunter R(S) 58089
Hawai'i Life Real Estate Brokers - Haiku, HI
Maui Real Estate sales and lifestyle info

That's funny about the chickens.  I know how it is, we have raised many batches of chicks, but never been so unlucky to end up with that many "eatin chickens"

Sep 28, 2008 09:06 PM
Brenda Tressler
Crye-Leike Realtors - Clarksville, TN

Hello!Georgina:Thanks for stopping by and leaving me a comment. I guess they knew I was a city girl. HaHa I had fun raising them but it was tough getting rid of all those roosters; I think they all ended up in the cook pot. Have a great day Brenda :)

Sep 29, 2008 10:53 AM