Wow. WOW. I still have trouble believing it, and it happened to my buyer client. The bank owned home below (overgrown trees and shrubbery included :-) was sold to my buyer client in just 15 days from start to finish. The home is located in Marysville MI (St. Clair County)
Here is what transpired during the process: 
Offer made and submitted to asset manager/bank (HSBC)
Counter offer made by asset manager and conveyed to the buyer.
Counter to the counter offer was made by my buyer to the bank/asset manager.
"Best and final" offer asked for by HSBC.
"Best and final" offer submitted to HSBC and accepted by them.
Signed documents sent by HSBC via email.
Title company contacted, inspection period passed, utilities changed into buyers name.
Final water bill ordered, verification of property taxes conducted, closing date set.
Signed deed received. Closing for the new homeowner.
I have to tell you, even with a cash buyer I have never had a foreclosure sale in our Metro Detroit area go as smoothly or as quickly as this one.
It made me want to knock on every piece of wood I came in contact with during the process.
Thank you to those at HSBC for their quick responses and most especially to Greg Goforth of Classic Real Estate in New Baltimore MI for his diligence and hard work.
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