When It Comes to Choosing A Commercial Lender • Never Judge a Book by Its Cover

Mortgage and Lending with Federal Funding • Direct Lenders • Business Financing

Richard David



Bancofino of New York


When you are shopping for a commercial lender, what do you look for?  Do you look for a fancy web site with all the bells and whistles? Are you impressed by a fancy office or a nice voice over the telephone?  Do you think your bank is the answer to your solution? It is a jungle out there and can become quite confusing with all the players promising you they are the "ones". In most cases, the person you speak with at a commercial loan office is simply an application taker hoping to gain your business.  If you don't believe it, simply ask them if they own commercial property such as apartment complexes, shopping centers or office buildings.  You will be surprised with the answer you'll get my friend.  

Who would you want to bet your life on when it comes to getting you a commercial loan?  Would you go with the kiddies out there trying to score a big one?  Or would you go with someone who has been to the closing table many times?  Someone who owns over (1000) apartment units from coast to coast including office buildings and shopping centers.  Someone who knows how to get you to the finish line for they've been there and it wasn't easy.  Nothing is easy in this world.  Nothing is given to you on a silver platter.  You have to earn it! It is simple as that.  Henceforth, the meaning of being a "seasoned investor" and a "seasoned financier" commands a certain amount of respect in this industry. 

Use common sense and ask the right questions.  You will quickly determine who will be your commercial lending source of choice.  Don't be fooled by smoke and mirrors.  This is a cut throat business and people will tell you what you want to hear.  As mentioned before, experience is important, but don't forget, it's also who you know that will be make the difference in getting you to the Promised Land.  For additional information, visit our corporate web site at www.bancofino.com and the links below. 


Richard David

Bancofino of New York

Dallas, Texas

New York, New York


Bancofino of New York

100% Commercial Loans • Busines Finance • Nationwide Lending




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Comments (2)


Do you have a website, the link you put sends me to another blog. 

Aug 01, 2008 08:28 AM
Richard David
Federal Funding • Direct Lenders • Business Financing - Dallas, TX
Commercial Equity Lender, Loan Originator, EquiFund Trainer

Our website is a combination of bancofino.com and fedfund.us.  Thank you.

Aug 01, 2008 09:17 AM