Additional credit problems

In addition to the mortgage industries obvious problems, credit card companies, auto loan financing, and student loan lenders are also beginning to show signs of wear.  It is no longer easy to get any type of financing without outstanding credit---at least a 740 fico score.  I reccomend pulling your own credit report, which you are entitled to do once a year for free.  Be careful to read the fine print with some credit companies that offer "free credit reports."  Often times you are automatically enrolled into some sort of credit monitoring program after the first 30 days of membership.