Mobile Home Financing In Florida, Florida Mobile Home Lenders, 97% Financing

Mortgage and Lending with 1st Continental Mortgage

Mobile Home Financing In Florida

No matter if you call it a factory built home, a manufactured home, a modular home, or a prefabricated home; smart Florida financing Mobile Home Buyers know that manufactured homes offer them comparable quality, lower costs per square foot and dramatically quicker build times than a traditional site built home.

These new mobile homes in Florida are a world better in quality and Construction than the single and double wide trailer homes of a generation ago. Not only has the quality of manufactured and modular housing improved dramatically for Florida home buyers, but now there are also more Florida mobile home mortgage programs for manufactured homes and better home loan options for modular home buyers in Citrus County and the other Florida cities we serve.

Most industries in Florida switched to factories and assembly lines over one hundred years ago. Only Florida home builders were left behind. Many still cling to the outdated belief that the only way to build a home is by delivering materials and workers to the vacant lot and managing subcontractors for 6 months to a year.

Not true.

It should be no surprise that the fastest growing segments of the housing market today are Florida manufactured homes and modular homes.

As Mortgage Lenders, we at 1st Continental Mortgage have helped scores of Floridians from first time home buyers to vacation home buyers secure excellent FHA home loans to achieve mobile and modular home financing. If you need a loan for a mobile home on land, a modular home in a Florida subdivision or a manufactured home on acreage - please call 1-800-570-0448 or apply online today using our quick application.

Florida Modular homes or manufactured homes from top manufactures now compare in quality with homes built by better custom home builders No matter what name they go by, factory built homes cost between ten and thirty percent less than traditional site built homes. At 1st Continental Mortgage, we know why you want a fixed rate mortgage to buy a modular home in a subdivision, an FHA home loan for a manufactured home on an acre lot, or conventional home loan for a mobile home on a rural retreat. With our network of financing, we can help you get the manufactured home financing for your Florida dream home at interest rates and terms you deserve.

Some mortgage lenders do not know how to get these loans approved. Worse still, they don't welcome the business of manufactured home buyers. At 1st Continental Mortgage, we want your business. We will be glad to assist you in securing the best rate and terms for your Florida manufactured home mortgage. We have been helping with the purchase and Refinance of mobile, modular, and manufactured homes from Dade County to Leon County for over a decade.

Some Florida Mortgage lenders don't know the lenders who want to lend money for a manufactured home and land package. We do. If you are looking at a modular home in a subdivision, or one of many Florida manufactured housing developments, call 1st Continental Mortgage today at 1-800-570-0448. Our friendly staff can help you get a low fixed rate mortgage or refinance on your Florida modular home, manufactured home or Mobile Home.


Qualifying for Florida FHA Mobile Home loan


In a nut shell, it's typically easier to qualify for FHA Mobile, Modular home loans in Florida as compared to conventional loans with like kind terms and conditions. The FHA Mobile, Modular loans are underwritten and funded by a FL mortgage lender like 1st Continental Mortgage Some of the benefits of a Mobile, Modular Florida Federal Housing Administration home loan are:

  • FHA loans offer tax deductible interest
  • You can acquire equity over a certain period of time
  • The closing costs on the FHA loans are regulated
  • There are no set income limits
  • The credit criteria for qualification is lenient as compared to other loans
  • They are fully assumable
  • Absolutely never a prepayment penalty
  • And Much More

Proudly Serving These Communities:
Arcadia | Boca Raton | Boynton Beach | Bradenton | Brandon | Cape Coral | Clearwater
Clewiston | Crestview | Daytona Beach | Deerfield Beach | DeLand | Delray Beach | Deltona
Destin | Englewood | Fort Lauderdale | Fort Myers | Fort Pierce | Fort Walton Beach
Gainesville | Hollywood | Homosassa Springs | Jacksonville | Key West | Kissimmee | Lake City
Lakeland | Lynn Haven | Marathon | Marco Island | Melbourne | Miami | Miami Beach | Naples
North Fort Myers | North Miami Beach | Ocala | Okeechobee | Orlando | Ormond Beach
Osprey | Palatka | Palm Bay | Palm Coast | Panama City | Pensacola | Pompano Beach
Port St. Lucie | Punta Gorda | Saint Augustine | Santa Rosa County | Sarasota | Sebastian
Sebring | Spring Hill | St. Petersburg | Tallahassee | Tampa | The Villages County | Titusville
Venice | Vero Beach | Wauchula | Wesley Chapel | West Palm Beach | Winter Park

Proudly Serving These Counties:
Marion | Sumter | Lake | Seminole | Orange | Osceola | Polk | Hardee | Highlands | Volusia
Brevard | Indian River | Okeechobee | St. Lucie | Citrus | Hernando | Pasco | Pinellas
Hillsborough | Manatee | Sarasota | DeSoto | Gadsden | Leon | Wakulla | Jefferson | Madison
Taylor | Hamilton | Suwannee | Lafayette | Dixie | Columbia | Union | Bradford | Gilchrist
Alachua | Levy | Baker | Nassau | Duval | Clay | St Johns | Putnam | Flagler | Escambia
Santa Rosa | Okaloosa | Walton | Holmes | Washington | Bay | Jackson | Calhoun | Liberty
Gulf | Franklin | Martin | Palm Beach | Broward | Miami-Dade | Monroe | Charlotte
Glades | Lee | Hendry | Collier


Collier County, Martin County, Palm Beach County ,St. Johns County ,Sarasota County , Indian River County ,Monroe County, Seminole CountyLee CountyPinellas CountyBroward CountyNassau CountyManatee CountyFlagler CountyHillsborough CountyCharlotte CountyBrevard County, Leon County, Okaloosa CountyOrange CountyClay CountyDuval County, Lake County, Santa Rosa County, Volusia County, St. Lucie County, Bay County, Escambia County, Citrus County, Miami-Dade County Alachua County  Pasco CountyHernando County, Polk County, Walton County, Marion CountyWakulla CountyLiberty CountyHighlands CountyOsceola CountyJefferson CountySumter CountyFranklin CountyPutnam CountyGlades CountyTaylor CountyBaker CountyWashington CountySuwannee CountyColumbia CountyOkeechobee County , Gadsden CountyLevy CountyGulf CountyBradford County, Holmes County, DeSoto County, Gilchrist County, Jackson County, Hendry CountyDixie CountyLafayette County, Madison County, Hardee County, Calhoun County, Union County, Hamilton County,

Comments (5)

Associate Broker Falmouth MA Cape Cod Heath Coker - Falmouth, MA
Heath Coker Berkshire Hathaway HS Robert Paul Prop

Up here in MA the definitions for factory built homes, manufactured home, modular home, and prefab home are not the same as in Florida.

Aug 11, 2008 05:13 AM
Greg Steffens
Mountain Country Realty - Lake Arrowhead, CA

Hey Thomas - Welcome to Active Rain and congrats on your first post.  Be sure to spend some time looking around at what and how others are blogging here.  It is a great education and lots of fun.  Looks like you're off to a great start...keep it up!

Aug 11, 2008 05:33 AM
Patricia Fisher
Keller Williams Realty - Spartanburg, SC

Welcome to the Active Rain Community!  This is a great site to network, learn, and share ideas with others.  Have a great day!

Aug 11, 2008 08:16 AM
Stefan Geyer
SOA Realty - Aurora, CO

Congrats on your first post here, and welcome, I wish you the best!

Aug 11, 2008 11:23 AM
Dwayne West
Atlanta Real Estate - Canton, GA
Canton Georgia Real Estate

Welcome to the Active Rain community. You have chosen a great site with tons of information you can learn from.

Aug 11, 2008 02:33 PM