From the USPS ID theft article on their website, ID theft is America’s fastest-growing crime. It costs 9.9 millions Americans $5 billions last year. Would you like to fall into this category?
There are many things that you can do to prevent yourself from being the victim. The one thing that you should do at least is to order yours once a year free credit report from each of the three credit bureaus. To order your free credit report, you can either go online at www.annualcreditreport.com or call their toll free at 1-877-322-8228. When doing this, I recommend that you should order the report one at a time NOT all at once. When spreading it out, you are inadvertently perform a manual monitor of your credit. I would order one by end of January, another by end of September, and the last one by end of December. Why those time? When you order your credit report by January, you will see all accesses to your credit report during the Christmas shopping season. Like wise, when you order your credit report in December, you will see all accesses to your credit report during the Thanksgiving shopping season.
If you could sacrifice $4.95 a month, you will get daily email
notification for any accesses or changes to
ID Theft Continue ...
your three credit bureaus. When there is no activity, they will send you a monthly notification indicating no activity on your credits. I neither endorse nor get any fees for writing about them in this newsletter but my research show that they are very reasonable in price and the service is very good. Their website is www.TripleAlert.com. Here is their commitment from the website:
Automatic, daily monitoring (NOT weekly, like some products) of your Experian®, TransUnion, and Equifax credit reports
Email alerts of key changes to any of your 3 national credit reports
$10,000 identity theft insurance provided by Virginia Surety Company, Inc.
Dedicated fraud resolution representatives available for victims of identity theft
Not bad for $4.95 per month! Now that you learned the two techniques. Start protecting your credit and stop this Identity industry from growing.
eSoCal Agents Phillip