I was at a closing last week and one of the parties told me he had just closed down his mortgage company. His leads had dried up from another state. Why was he doing mortgagea in another state? Not sure, but I am thinking that this is where our mortgage mess all started. Real Estate Developments in other states luring buyers to faceless, nameless mortgage funding from a company in another state. People tend then to not get their questions answered, bigger chance for fraud, bigger chance for excess charges. Go in and find a trusted advisor, one who you or your Realtor has a trusted relationship with, and have them write your loan. You will be glad you did.
My partner and I are also starting to buy local produce, and shop locally produced items from a Co-Op from soap to honey to vegetables. It's all the same thing, it is good for business, for our environment, and you will have piece of mind knowing you met a live person and got your product through a reputable and legitimate source, keeping the profits in your own community.
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