Admin

UNITED HOME MORTGAGE CENTER / DAVID CHAMBLESS TIGHTER LENDING RULES SHUTTING OUT BUYERS

By
Mortgage and Lending with United Home Mortgage Center

Mortgage applications in the U.S. declined last week as higher interest rates hurt refinancing. The Mortgage Bankers Association's index of applications to buy a home or refinance a loan dropped 1.5% to 425.9 in the week ended Aug. 8 from the prior week. The group's purchase index was unchanged and its refinancing gauge fell 4.2%. Tighter lending rules shutting out potential buyers, and others are holding out for steeper price declines.