In a constantly changing market-both real estate and lending markets, I am constantly having to find new sources for loan approvals. It is getting almost impossible to get a mobile home financed at a rate and down payment the buyer can afford. Most buyers in our area seeking a mobile home, do so because they are getting more square footage for the buck and that is all they can afford. In searching all my mortgage brokers in past weeks-all I am finding is junk loans with incredibly high down payments. Hello, mortage lender! these buyers can't come up with down payments and sellers are stuck with a mobile home that loses value rather than gain. I would love to have my desk saturated with mortgage information that is consumer friendly for these buyers and we can all walk away from a deal happy rather than discouraged because what they can afford is not financiable. Mortage lenders-Make my phone ring with some great programs! I will be waiting!
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