Bad Credit Loan + Refinance with LOW CREDIT SCORES + BAD CREDIT and Get a LOW FIXED Rate with FHA - Call Michael Rocco (631) 767-5211

Services for Real Estate Pros with Banker

My name is MICHAEL ROCCO and I'm a FHA Mortgage Consultant.  All States Call For a Free FHA Mortgage Quote (631) 767-5211


Do you have LOW credit scores?         Refinance FHA


Do you have BAD or POOR credit?      Refinance FHA


Do you have LITTLE to NO Equity in your home?        Refinance FHA


Are you stuck in an Adjustable Rate or Sub-Prime Mortgage?            Refinance FHA


Do you have poor credit and still want a Low and Fixed FHA Rate?              I can Approve you for a FIXED 5.5 - 7% FHA Mortgage 


Have you heard of an FHA Mortgage?

FHA stands for Federal Housing Administration -
An FHA Mortgage is insured by the United States Government -  because of this FHA insurance you can be approved even if you have poor credit  


The Mortgage Crisis - Many homeowners like yourself are trapped in Sub-prime Mortgages, Adjustable Rate Mortgages (ARM) or high interest rates. You may also have little equity and owe almost what the house is worth.
THE GOOD NEWS - Our Government FHA Mortgage Program can HELP

Our FHA Mortgage WAIVES many of the Closing Costs normally associated with refinancing:

1) NO Attorney Fees

2) NO Application Fees

3) NO Processing Fees

4) NO Underwriting Fees

5) NO Wire Transfer Fees

6) NO Paperwork Fees

7) NO Pre-payment Penalty

8) NO Mortgage Broker Fee - We are a Direct FHA Lender
(Please mention this ad)

You can use our Government FHA Mortgage Program to:

1) Lower your interest rate and payment

2) Payoff high interest debt

3) Get Cash at closing for any reason

4) Convert Your Adjustable Rate into a fixed FHA Rate

FHA also has a streamline feature - Which allows you to refinance in the future at virtually no cost (after 6 months of on time payments) So when interest rates fall you can take advantage of lowering your interest rate with FHA

FHA is the ONLY mortgage which has ASSUMABLITY - which means you can sell your property and have the new buyer ASSUME the FHA Mortgage and the fixed rate with NO closing costs - This makes it easier to sell your home and get a higher purchase price

FHA Mortgage Consultant

FHA Government Division


All States Call Today for your Free FHA Mortgage Quote 

(631) 767-5211   

E-mail - 


FHA Equal Housing Lender
FHA Equal Opportunity Lender

FHA Direct Lender since 1929

FHA Licensed in All States



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Michael Rocco

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