Where does the time go?

Mortgage and Lending with Draper and Kramer NMLS# 189006

The last time I blogged was November 2007.  I can't believe I have been out of the rain that long.  I've missed it! 

Many changes have happened in the mortgage industry since November.  Stated loans were still around and so were about 40 other big lenders.  I feel like I'm talking about way back in the day and in reality major changes have happened in the last 9 months.  I think I love the mortgage industry just as much today as the day I started 11 years ago.  1st time Home Buyers are still my passion.  Dispelling the rumors of the impossibilities of buying a home, and showing them it is possible, and still with little money down - and tax credit to boot.  The rates are still GREAT and it is a great time to buy a HOME! 

 I started lurking in the rain again a week or so ago and noticed many changes too.  Re-blogging?  New Localism!  Posting to an outside blog.  WOW AR! Impressive.  Almost 105,000 members, I think in November the number was around 70,000.  I have a lot of catching up to do!

 Where does the time go?Graduation Day

I think I know what happened...Thanksgiving, Christmas, Vacation, Spring break, Graduation,Graduation parties, Summer vacation, and then the kids are out for the summer.  Keeping up with life and changes in the mortgage industry seem to have taken away from my blogging. 

I see many familiar faces and look forward to learning all the new things.  I really missed playing in the rain!

Still your best source for Illinois Mortgages

Kim Murphy


Comments (19)

Jon Zolsky, Daytona Beach, FL
Daytona Condo Realty, 386-405-4408 - Daytona Beach, FL
Buy Daytona condos for heavenly good prices


Looks like you had quite a vacation. Come on, life is hard work, so get back to AR and start working and working and working, until you take another  vacation like that (LOL).

Feel terrific to be back?

Aug 15, 2008 04:41 PM
Tom Davis
Harrington ERA,DE Homes For Sale, $$ Save $$ Buy Today ! - Dover, DE
FREE Delaware Homes Search!, $$ Save $$ - Find Homes! Delaware Realtor

Time does fly when having fun!


Tom Davis

World Class DE Realtor

Aug 15, 2008 04:43 PM
Kim Murphy
Draper and Kramer - Lombard, IL
Mortgage Loans in DuPage, Kane, Cook, Lake, Will C

Jon- Feels good to be back!  Thanks!

Tom- Wow! Where does that time actually go?  Kids get older and so do I?  doesnt seem fair!

Aug 15, 2008 04:48 PM
Lynda Eisenmann
Preferred Home Brokers - Brea, CA
Broker-Owner,CRS,CDPE,GRI,SRES, Brea,CA, Orange Co

Hi Carol,

Welcome back! Last fall I took off a month and missed it too at times. Funny but now if I miss a week or so I feel so out of the loop on everything. One day I signed in and saw the re-blog thing, and it wasn't until another asked questions on the subject until I sort of figured it out. So by no means are you alone.

Aug 15, 2008 04:53 PM
Sara Homan
Coldwell Banker Ellison Realty 352-209-4044 - Ocala, FL
Realtor, Homes, Farms & 55+

Well goodness gracious Kim where have you been?  I joined AR late in 2007 but the dancing has been going on without you so just jump in and get wet again...welcome back!

Aug 15, 2008 04:56 PM
Kelly Mitchell
The Wine Siren & Agent Caffeine - Napa, CA
TheWineSiren.com Food | Wine | Fab *Napa Valley

Carol, I too fell off the face of the Active Rain planet for a time.  It's good to have you back.  It's usually a good sign you have a life other than blogging.  Enjoy it!  Aloha,  Kelly



Aug 15, 2008 04:56 PM
Kim Murphy
Draper and Kramer - Lombard, IL
Mortgage Loans in DuPage, Kane, Cook, Lake, Will C

Lynda - Thanks for the warm welcome!  I remember the withdrawls at first!  Now the learning curve as a "newbie" again!

Aug 15, 2008 04:56 PM
Kim Murphy
Draper and Kramer - Lombard, IL
Mortgage Loans in DuPage, Kane, Cook, Lake, Will C

Sara - My feet are just wet at this point!  Hope to be jumping in the big puddles again soon!

Kelly - Its hard to get back in the swing of things!  Thanks for the aloha welcome!

Aug 15, 2008 04:59 PM
Aida Pinto
Independent Real Estate Broker - Los Angeles, CA
Real Estate Broker (562) 884-6196

Hi Carol---I one of the newbies on active rain but an old timer in real estate---are you kidding me about State loans--can we talk!

Please blog about your loan program and can you do loans in California?

Aug 15, 2008 05:07 PM
Kim Murphy
Draper and Kramer - Lombard, IL
Mortgage Loans in DuPage, Kane, Cook, Lake, Will C

Hey Aida - Welcome to AR!  Sorry we arent in CA!

By the way.... my name is Kim!  My town is Carol Stream!

Aug 15, 2008 05:14 PM
Adam Waldman
Westcott Group Real Estate Company - Hauppauge, NY
Realtor - Long Island

KIM - Great to see you back!  I hope that you'll be sticking around and blogging again.

Aug 15, 2008 10:30 PM
Paul McFadden
Responsive Pest Control - Seattle, WA
Pest Control, Seattle, WA.

Welcome back, Kim. I think everyone needs a break. Perhaps I'll try a break from the Rain as well although it's tough and I'm not an addict! Take care.



Aug 16, 2008 02:43 AM
Mana Tulberg
805 County Real Estate - Camarillo, CA
Real Estate Agent - Camarillo CA

Kim, It's really you!!! Welcome back. I really missed you. Looking forward to your posts on the new mortgage industry. :0)

Aug 16, 2008 04:45 AM
Kim Murphy
Draper and Kramer - Lombard, IL
Mortgage Loans in DuPage, Kane, Cook, Lake, Will C

Adam -  Nice to see a familiar face!  I hope to stay around a while just not as often.... Thanks for the warm welcome!

Paul -Take the break I'm sure its well deserved!  Even though your not an addict!  LOL

MANA!!! - I also missed you!  I will be nice to catch up on my other friendly rainers!

Aug 16, 2008 04:51 AM
Michael Delp
Mortgage Pro - Telford, PA

Welcome back Kim! It is a whole new world of mortgages out there since you left. I am glad to see you are back in the Rain!

Aug 18, 2008 01:57 AM
Kim Murphy
Draper and Kramer - Lombard, IL
Mortgage Loans in DuPage, Kane, Cook, Lake, Will C

Michael - Thanks for the warm welcome!  I've managed to keep up with the changes in mortgages, its the changes to AR I'm still trying to muddle my way through!

Aug 18, 2008 02:49 PM
Vicente A. Martinez
Prudential Douglas Elliman Licensed Real Estate Salesperson - Woodhaven, NY
Realtor, Brooklyn - Long Island - Queens Homes

It's been a while since you first joined the active|rain community. I look forward to networking with you in the near future. Best of luck and see you around.

Aug 18, 2008 04:03 PM
Scott Mazza
Stewart Title of California - Ventura, CA

Hi Kim, Great info.

Aug 19, 2008 01:21 AM
Ray Saenz
Exit Realty Laredo - Laredo, TX
Homes for Sale in Laredo, TX - Texas, Realtor

YOU are not alone, check my posts and you will see that I was away too for many months, oohh well, I have missed too much. :P
Ray Saenz


Aug 24, 2008 08:41 PM