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Auto Insurance Claims Raise Premiums: Minor Auto Dent and Scratch Repair Options

By
Services for Real Estate Pros with Collision on Wheels Servicing Realtors

In the US, the average car insurance deductible is between $200 and $500. The increase in insurance premium can cost hundreds of dollars annually. Considering these factors, consumers should determine whether the rise in insurance premium is worth making an insurance claim for small dents, scratches, and other damages. Often, using a local repair shop and paying the repair bill without making an insurance claim is cheaper and faster than going through the red tape and hoop jumping of the insurance claims process.

 

Paintless Dent Repair (PDR) is one common form of repair for minor dents. PDR is an acceptable form of repair in some cases. However, in many cases, PDR leaves the vehicle with visible damage or areas that will show visible damage during weathering and aging processes. There are several techniques for repairing dents without repainting, but these techniques only work in very optimal situations. When there is already paint damage or the dent has deep or sharp creases, painting is usually required. The flexibility of the paint and metal and the amount the metal stretched during the incident limit the success of PDR techniques. PDR is a method often used to prepare the vehicle for painting or as a cheap solution to dent reparation. Though it is slightly cheaper than more involved dent repair, it often leaves consumers unhappy when damages become visible several years after the repair.

 

The limitations of PDR are obvious. Consumer-savvy motorists should consider using a company who paints all dent repairs to avoid future issues with the damaged area. Repairing the dent or scratch and then repainting the area eliminates the change of visible damage later in the vehicle's lifetime. Painting the repair site also lessens the possibility of rusting along the dent lines.

 

When determining the company to use for your small body repairs, consider the cost, convenience, and processing time of the company. Look for a shop that offers immediate service at competitive pricing. Make sure the repair shop you choose offers a warranty that guarantees the repair against future visible damages and paint flaking.

 

 

This article was written by Steven Leon, franchise owner of Collision on Wheels, a company who offers minor dent repair, including paint, at affordable prices - right in your driveway! Collision on Wheels bumps out and paints all dents, even those the size of a quarter or smaller.  http://www.collisiononwheels.com  is a nationwide franchise of independently owned and operated mobile auto body shops on wheels for minor automotive dent repairs and bumper repairs.  CW services Metro West Valley, Arizona, Phoenix, Glendale, Surprise, Buckeye, Goodyear, Chandler, Gilbert, Mesa, Peoria, Scottsdale, Surprise and Tempe.

 

Steven Leon, owner of DVW-West Valley, Arizona

Headquarters

5523 East Nine Mile Road

Warren, MI 48091

Phone: 623-414-1074    

 

C12 

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Stefan Geyer
SOA Realty - Aurora, CO

Did you know this is a real estate site? 

Aug 23, 2008 01:01 PM
Bill Kennedy
Keller Williams Greenville Upstate - Greenville, SC
Homes For Sale Greenville SC

I want to wish you a HAPPY WELCOME to active rain! I've been here for a year now, and it's been a real treat. There's SO much to learn here, and a lot of potential business too.... so blog often, and read as much as you can.  Good luck!  If you ever have questions, or you need a good South Carolina agent, look me up!

Aug 23, 2008 03:19 PM
Scott Magaw
The Bill Kennedy Team - Keller Williams Realty - Spartanburg, SC

Welcome to active rain! The dialogue and high quality of blogs available here is well worth the time spent here! Enjoy blogging, commenting and lurking.  It's great!

Aug 23, 2008 03:38 PM
Kirk Westervelt
Van West Realty - Greenville, SC Realtor -Short Sale Expert! - Greenville, SC
Kirk Westervelt, Broker In Charge, Van West Realty - CDPE - Short Sale Agent - Home for Sale - Greenville, Simpsonvil...

Hi, welcome to Active Rain! I hope to see more of your blogs in the future. Learn from others, share your knowledge and experiences and enjoy yourself! Take care! ---Kirk.

Aug 23, 2008 05:03 PM
Vicente A. Martinez
Prudential Douglas Elliman Licensed Real Estate Salesperson - Woodhaven, NY
Realtor, Brooklyn - Long Island - Queens Homes

Hi Steve and welcome to active|rain. There are thousands of tips, tools, and tricks of the trade here. Be sure to check them out. Best of luck and see you around.

Aug 23, 2008 05:26 PM
Marcy Fedalei
Keller Williams Realty - Spartanburg, SC

May I be one of the first to welcome you to Active Rain - a great place to share ideas, thoughts and perspectives. Enjoy!

Aug 23, 2008 10:50 PM
William E. Lewis, Jr. - Bill Lewis
William E. Lewis, Jr. & Associates - Vero Beach, FL
Bill Lewis - Vero Beach, Florida

With 105,710 plus members and counting, welcome to the Active Rain network.  I hope you enjoy your stay!  Should you ever have any questions as they relate to bad credit, credit repair, identity theft, or credit restoration, please do not hesitate to contact me at (954) 581-5050. 

Aug 23, 2008 11:33 PM
Ron Martin
Keller Williams Realty - Spartanburg, SC
Ron Martin Team

Welcome to Active Rain - This site is great for leads, Share Ideas . You will love blogging. enjoy & hope to hear from you again. 

Aug 23, 2008 11:46 PM
seller seller
Realestate - Greenville, SC

Welcome to Active Rain, Enjoy receiving free marketing information & ideas from other business associates.

Aug 24, 2008 01:30 AM
Patricia Fisher
Keller Williams Realty - Spartanburg, SC

Welcome to the Active Rain Community!  This is a great site to network, learn, and share ideas with others.  Have a great day!

Aug 24, 2008 09:07 AM
Nance Burdette
Keller Williams Realty Partners - Spartanburg, SC

Congratulations on signing on as a new member of ActiveRain. Being a new member myself going on my third week and only posting a few blogs so far I truly see the awsome advantage that this truly can be; and only the beginning of a healthy and wealthy relationship of abundant professionals. Everyone has been so very kind. Hope to see your blogs in the future.   Best of Luck to all of us,  Nance

Aug 24, 2008 12:14 PM
Lorena Westervelt
Van West Realty - Greenville, SC
Co-Founder/Co-Owner

Hello, welcome to Active Rain! This seems like a wonderful environment to network as well as learn from others. I hope you enjoy yourself and participate often in the Active Rain environment!

Aug 25, 2008 12:59 AM