What about errors on my credit report?

By
Mortgage and Lending with Envoy Mortgage / NMLS#111765, NMLS/WA Cons Lic #184908

If you have items that are showing up on your credit report that you know you have already paid, request that these items be removed by the credit bureau. They are obligated to rectify this within 30 days

If there are items on your credit report less than two years old, if possible, send in your payment and mark the back of the check with the following notation: "Accepting this check is evidence that the transaction is complete and this charge will be deleted from my credit record." If necessary, the cancelled check will be proof that the item should be promptly removed from your credit report if it interferes with the closing of your loan.

 thanks for reading.

www.wa-mortgage.com

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Rainmaker
248,047
Matt Grohe
RE/MAX Concepts - Des Moines, IA
Serving the metro since 2003

Marie: Those little errors can be so frustrating and can really ding yah. I've helped many folks clear them up. great advice.

Aug 23, 2008 06:02 PM #1
Rainer
41,131
Patrick Randles
Nova Home Loans - Tucson, AZ

Ask your lender if their processor routinely cleans these things up for people as needed.

Aug 23, 2008 09:37 PM #2
Rainmaker
793,911
Norma J. Elkins
Elite Realty Group - Morristown, TN
Realtor - Elkins Home Selling Team

Great post - I have never heard writing on your check like that but it sure sounds like a great idea - Thanks for sharing!

Aug 23, 2008 10:16 PM #3
Rainmaker
64,687
William E. Lewis, Jr.
William E. Lewis, Jr. & Associates - Vero Beach, FL

With 105,710 plus members and counting, welcome to the Active Rain network.  I hope you enjoy your stay!  Should you ever have any questions as they relate to bad credit, credit repair, identity theft, or credit restoration, please do not hesitate to contact me at (954) 581-5050. 

Aug 23, 2008 11:32 PM #4
Rainer
5,387
Marie Bjornson
Envoy Mortgage / NMLS#111765, NMLS/WA Cons Lic #184908 - Everett, WA
CPA

Good comment - when clients have errors on their credit report, out team corrects them as a courtesy to our client.   Just about anyone could use tips or corrections for improvement, but its easier for us to do it, and our goal is to WOW our client everytime!

Aug 24, 2008 05:12 AM #5
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Rainer
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Marie Bjornson

CPA
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