Well, to begin with, you should prepare your dispute for the bureaus you have the dispute with.
The Fair Credit Reporting Act doesn't require this, but the Federal Trade Commission has recommended that you submit all of your disputes in writing to have some levity.
You should include copies of your documents that challenge your credit files. Do not enclose the original letters. Copies please.
Don't forget to provide your name and address and remember to identify everything that you want to dispute very clearly.
Include a nice explanation of why you want to dispute the information contained in your file along with pertinent facts along with your request for correction of the information or it's deletion.
Once you've prepared your letter, send the dispute by certified mail with a return receipt requested.
Make certain that you retain copies of your dispute letter or letters and all of the accompanying documentation you've forwarded to the credit reporting agencies or bureaus. You'll have the same information they have for your future reference.
Any thoughts ?
Legal Disclaimer Please be advised that:
The information and notices contained in this blog are intended to summarize recent developments and news. The posts are presented as general research and information. These posts are not intended, nor should be regarded, as legal advice. Some blog posts concern allegations made in civil lawsuits and in criminal indictments in United States Courts. All persons are presumed innocent until c onvicted of a crime and proven guilty. Readers who have particular questions or who believe that they need legal counsel should seek the advice of a qualified attorney. It is neither the editor's or author's intention to create a confidential relationship or any broker-client relationship via communication from this site at any time. Please consult with your state real estate board if questions & answers in the education section conflict with the laws of your region or if you need clarification regarding their applicability or how they may govern the services that you provide.
By entering this web site, you understand the following: When you select a link to an outside Web site, you are subject to the privacy, copyright, security, and information quality policies of that Web site. David Saks: 1.DOES NOT control or guarantee the accuracy, legality, relevance, timeliness, or completeness of information contained on a linked Web site; 2.DOES NOT endorse linked Web sites, the views they express, or the products/services they offer unless linked web sites, the views they express, or the products/services they offer endorse or support David Saks in accordance with the standards of the Tennessee Real Estate Commission and the Federal Government's laws regarding commerce and the application, solicitation and transmission of internet-related concerns, commerce or social networking; 3.CANNOT authorize the use of copyrighted materials contained in linked Web sites; 4.IS NOT responsible for transmissions users receive from linked Web sites; 5. That DavidSaks.Com is biographical & real estate related. Some links within will leave this site. 6. http://activerain.com/profile/davidsaks is internet-compliant & abides by the rules & regulations of the Tennessee Real Estate Commission, Eve Maxwell, Executive Director. 7. Unless indicated otherwise, ActiveRain does offer listings, or IDX and is provided for licensed salespersons, brokers, buyers & sellers of real property as a community & professional service. 8. David Saks is a retired / licensed real estate broker in the State of Tennessee, license #290452, and an independent contractor. 9. Information is believed to be accurate, but not guaranteed, at any realty link or document connected to the World Wide Web & viewable by anyone connected to the internet who has a web browser. 10. Brokers, buyers, sellers, agents & anyone should independently verify any information prior to submitting any offer to purchase goods & services from any link. 11. Please Visit or The American Real Estate Alliance for additional information regarding property issues for real estate professionals and consumers. Memphis.8k.Com
Before you even think about
committing a real estate crime click this red button.
© All Rights Reserved.
"Information generated by the Department of Justice is in the public domain and may be reproduced, published or otherwise used without the Department’s permission. Citation to the Department of Justice as the source of the information is appreciated, as appropriate."
Department of Justice Legal Policies
Click "HERE" For Today's Question
David Saks Show
University of Memphis
Support America's Hobby
Mr.Saks' participation in ActiveRain ended April 13, 2015.
His blog archives will remain online.
May God bless you.