Home Buying Process: Sandy Glass is your Best Loan Officer!

By
Mortgage and Lending with Mortgage Investors Group

THE LOAN PROCESS CAN BE EASY WHEN YOU CHOOSE SANDY GLASS AS YOUR LOAN OFFICER!


At Mortgage Investors Group, Loan Officers and support staff have the experience and knowledge to educate you on the entire loan process. When you know the steps from Pre-Qualification to Closing, the process is sure to go smoothly.


Steps to Take:
 1. Pre-Approval - Minimize effort and save time by strengthening your purchasing power, and knowing what mortgage amount for which you qualify. Use monthly housing payment and total monthly debt ratios to calculate allotted budget.

2. Application - Consult with Loan Officer for automated approval within 24 hours. Items borrower should bring to loan application:

  1. Residence addresses for past two years
  2. Landlord addresses covering past two years (three years for Tennessee Housing Development Agency (THDA) / Mississippi Housing Corporation)
  3. W-2's for past two years and current paystubs covering 30 days
  4. Last two months checking, savings, and investment account statements
  5. Money for credit report and appraisal
  6. Self-employed borrowers only: two years tax returns including all schedules
  7. VA only: Certificate of Eligibility and DD214


3. In-House Processing - Processor verifies loan application information and gathers documentation for underwriting, while also communicating loan status and progress with clients.

4. In-House Underwriting - Underwriter evaluates loan information for timely final approval.

5. In-House Appraisal (Knoxville Area) - Appraiser evaluates value of home quickly.

6. In-House Closing - Closer prepares documents for attorneys and title companies, assuring closing date and time.

SANDY GLASS, SENIOR LOAN OFFICER

Mortgage Investors Group ~120 A South Jefferson Avenue ~ Cookeville, TN  38501

931-526-9496 Office

931-212-8744 Cell

931-526-9806 Fax

877-526-9496 Toll Free

 

Comments (8)

Kay Bennett
First Realty Company - Cookeville, TN
Your Best Cookeville Area Agent!

Sandy, Great post!  Its good to have quality loan officers here in the Cookeville Area!  Welcome to Active Rain!

Aug 29, 2008 08:41 AM
Patricia Fisher
Keller Williams Realty - Spartanburg, SC

Welcome to the Active Rain Community!  This is a great site to network, learn, and share ideas with others.  Have a great day!

Aug 29, 2008 10:02 AM
Bill Kennedy
Keller Williams Realty - Greenville, SC
Homes For Sale Greenville SC

Welcome to active rain! This is a great place for learning as well as sharing.  Join some groups, check out some blogs, and most important, write often!  Write about whatever's on your mind.  Good luck!

Aug 29, 2008 01:35 PM
Kirk Westervelt
Van West Realty - Greenville, SC Realtor -Short Sale Expert! - Greenville, SC
Kirk Westervelt, Broker In Charge, Van West Realty - CDPE - Short Sale Agent - Home for Sale - Greenville, Simpsonvil...

Hi, welcome to Active Rain! I hope to see more of your blogs in the future. Learn from others, share your knowledge and experiences and enjoy yourself! Take care! ---Kirk.

Aug 30, 2008 01:55 AM
Ginger Ryals
Prudential C Dan Joyner and Young Realtors - Spartanburg, SC

Welcome to Active Rain!! This is a great site to network and share ideas!! Have fun with it!!

Aug 30, 2008 05:43 AM
Nance Burdette
Keller Williams Realty Partners - Spartanburg, SC

Congratulations on signing on as a new member of ActiveRain. Being a new member myself going on my third week and only posting a few blogs so far I truly see the awsome advantage that this truly can be; and only the beginning of a healthy and wealthy relationship of abundant professionals. Everyone has been so very kind. Hope to see your blogs in the future.   Best of Luck to all of us,  Nance

Aug 30, 2008 04:27 PM
Jean Terry
Keller Williams Realty Spartanburg, S.C. - Spartanburg, SC

Hi and welcome to Active Rain, a great site to network, share, and learn and have fun,                   

Good Luck

Sep 01, 2008 01:37 PM
Fred Griffin Florida Real Estate
Fred Griffin Real Estate - Tallahassee, FL
Licensed Florida Real Estate Broker

We invite you back to ActiveRain!

    Much has changed since your last visit to ActiveRain.  I encourage you to take another look at the website. 

    Surf some blogs, leave some comments.  Better yet, post a Blog.

    Best to you!

Dec 15, 2015 01:20 PM