Pillar Financial in Waterford, Michigan offers "Term Life Insurance" and the Family Care Package

By
Services for Real Estate Pros with Pillar Financial Corporation

Term Life Insurance

Term insurance, as the name implies, provides protection for a particular term or length of time and therefore pays a benefit only if you die during the term. Term insurance is the lowest premium life insurance product available, since you are purchasing pure life insurance protection. There is no cash value or savings feature.

Illinois Mutual's Term life policy is specifically designed to meet the needs of today's basic life insurance buyer. It offers flexibility, choice and competitive prices. Each term life plan is guaranteed renewable to age 95 and convertible to a permanent policy through the 20th policy year, or Age 70, if earlier.

  • 10-Year Level Term - Initial premiums are guaranteed for the first 10 policy years. Issue Ages 18 to 75.
  • 15-Year Level Term - Initial premiums are guaranteed for the first 10 policy years.* Issue Ages 18 to 65.
  • 20-Year Level Term - Initial premiums are guaranteed for the first 10 policy years.** Issue Ages 18 to 55.
  • 30-Year Level Term - Initial premiums are guaranteed for the first 10 policy years.** Issue Ages 18 to 50.

*Premium guarantees of up to 15 years on the initial premium are also available at an additional cost.

**Premium guarantees of up to 20 years on the initial premium are also available at an additional cost.

Return of Premium Term* Life is ideal for individuals interested in basic Term protection but hesitant to invest in insurance they may not need. By adding the Surrender Benefit Rider to our 15, 20 and 30- year Term life plans, a death benefit is there if you need it. However, if the benefit is not needed, you will receive 100% of the premiums paid, including the rider premium at the end of the term period with a partial premium return beginning at the end of the fifth policy year upon lapse.

As you can see, this offers a win-win solution for you - you get protection if you need it and your money back if you don't. Ted Lewicki is the president of Pillar Financial Corporation located in Waterford, Michigan.  Ted will help you analyze your financial situation and customize a plan that works for your family's life insurance needs.  Find out more at http://www.pillarmortgage.com/

 

 

Servicing:  Oakland County, Addison Township, Auburn Hills, Berkley, Beverly Hills, Bingham Farms, Birmingham, Bloomfield Township, Clawson, Commerce Township, Farmington, Farmington Hills, Ferndale, Franklin, Hazel Park, Highland Township, Holly, Holly Township, Huntington Woods, Independence Township, Keego Harbor, Lathrup Village, Lyon Township, Madison Heights, Milford, Milford Township, Northville, Novi, Oak Park, Oakland Township, Orchard Lake, Orion Township, Oxford Township, Pleasant Ridge, Pontiac, Rochester, Rochester Hills, Royal Oak,
Southfield, South Lyon, Troy, Walled Lake, Waterford Township, West Bloomfield Township, White Lake Township, Wixom

 

conventional mortgage, reverse mortgage, long-term care, senior care package, family care package, HECM, HECM reverse mortgage, reverse mortgage for seniors, mortgage reverse, mortgage reverse taxes, lender mortgage reverse, calculator mortgage reverse, lender reverse mortgage, Michigan reverse mortgage, home mortgage reverse, aarp mortgage reverse, hud mortgage reverse, seller financing, private mortgage, seniors in foreclosure, distressed property Michigan, jumbo loans, own your home, FHAsecure, refinance real estate, refinance investment property, investment property financing, finance investment property, lower interest rate, interest rate, foreclosure, get out of foreclosure, repair bad credit, restore credit, cash out, cash back at closing, income property, first time buyers, first time home buyer, low income home buyer, credit problems, need cash, finance, refinance, equity, home equity, home equity loan, equity line of credit, insurance, insurance quote, insurance policy, home owners insurance, auto insurance, car insurance, motor cycle insurance, boat insurance, recreational vehicle insurance, health insurance, life insurance, long term care insurance, disability income insurance, annuities, liability insurance, liability coverage, medical insurance, insurance claim, insurance application, adequate insurance coverage

 

 

close

This entry hasn't been re-blogged:

Re-Blogged By Re-Blogged At
Location:
Michigan Oakland County Keego Harbor
Tags:
reverse mortgage
financial planning
mortgage
longterm care
refinance home
senior care package
family care package

Spam prevention
Show All Comments
Rainmaker
195,030
Sacramento Grapevine
SacramentoGrapevine - Roseville, CA

this is active rain for real estate not life insureance.

Aug 30, 2008 09:37 AM #1
Rainer
8,305
Ted Lewicki
Pillar Financial Corporation - Waterford, MI

Life Insurance is part of financial planning.  I have a mortgage company and an insurane company.  I chose "financial planner" as my category.  I'm sorry if my services offend any realtors; it should be quite the opposite.  My services are for everyone.

Aug 31, 2008 06:15 AM #2
Show All Comments

What's the reason you're reporting this blog entry?

Are you sure you want to report this blog entry as spam?

Rainer
8,305

Ted Lewicki

Ask me a question
*
*
*
*