The March to Washington D.C. - Taking back Down Payment Assistance Programs

Reblogger Cindy Jones
Real Estate Agent with Integrity Real Estate Group


We should all show our support for keeping down payment assistance programs.  Thanks to Jeff for posting this great information!  I'll be there to show my support for the cause.


Original content by Jeff Belonger


down payment assistance programs

Well, my mom always said that I should have been a politician. I said mom, I need money and I need to stretch the truth. So I turned the other way and now I am a loan officer of 16 years. I love every minute of it and...okay, most days...  But I soooo love helping people and helping people to experience the American Dream !!!  And now???  I want to play with the big boys.

Wait, what is this Jeff character talking about? Do you know that congress and HUD have turned down the down payment assistance programs?  Yes, it will be official as of October 1st, 2008. Now, some lenders have stopped sooner for the main purpose of hoping to sell that loan and to guarantee FHA funding of that loan. But some of us can still do the down payment assistance programs (DPA) until the cutoff date.



senate park

So, what's all the hoopla??  Well, there is a rally down at Upper Senate Park in Washington D.C. on September 10th at noon to support the down payment assistance programs.  There have been many that have opposed this program for several reasons and some that I understand and semi agree about. But there are so many more positives than negatives. And some of us want you, the public, to hear our opinion, and not just misleading, construed facts that have tainted these programs.

Now, don't misunderstand the fact that there are still down payment assistance programs that are still allowed. These are from your local townships, counties, and state funded programs. But many of them have some sort of restriction such as income limits, areas of approval (meaning some counties allow them and some don't), and many have some sort of repayment penalty.


What is this rally about?  Awareness.....  education... opinions.... and facts.   And this is a way for us, as Americans, to show our support and to tell the government and HUD that these such programs can still work. These programs that are sponsored by such companies as Nehemiah, AmeriDream, and so many others.  And it's a line up that you won't want to miss......

DPA Rally Program Agenda

12:00 noon: Welcome by Jeff Johnson

12:05 p.m.: Remarks by Congressman Al Green (D-TX)

12:15 p.m.: Remarks by Scott Syphax, Nehemiah Corporation of America

12:30 p.m.: Remarks by Real Families

12:40 p.m.: Remarks by Joy Jamison, NABMB

12:50 p.m.: Remarks by Dr. Ben Chavis, Hip-Hop Action Summit Network

1:00 p.m. : Remarks by Jeff Belonger

1:10 p.m.: Closing remarks by Jeff Johnson

1:20 p.m.: Q&A with any media outlets

1:30 p.m.: Rally concludes


Why is all of this important?  Well, I will give a brief outline, that is my opinion, to why we need to keep these programs up and running.

  • the average person can't save much money in today's economy. High gas prices, higher food prices, and just that raising a family isn't cheap in today's economy.
  • by utilizing this type of program, it can help you keep your savings in your back pocket, as an emergency fund
  • fraud could run rampet if we discontinue this type of program. Come out to the rally and find out why.


Let's look at the Ripple affect.....  if someone needs to sell a home, but that 1st time-homebuyer can't buy it, they have to rely on someone that can. So, the house sits, the market could get a tad stale because of this. And as mentioned, the typical homebuyer that can't save the typical 5% or 10% down in today's economy???



Currently, Congressional Bill H.R. 6694has been introduced and we need our Senators to introduce a matching bill to oppose the more recent bill HR 3221. Please have your homeowners who have used DPA to obtain homes contact their National Senator's Aid on Housing or Legislature.  Sen. Lautenberg's aid is April Clark (202) 224-3224 and Sen. Menendez's aid is              Emma (202) 224-4744.

Encourage the Homeowners to share their story of how they achieve the dream of homeownership through Down payment Assistance programs.

Also, share the state and national financial impact the loss of DPA will have. The financial impact can be located at our campaign web-site: .


So... what can be done?  Help us support this rally.  If you especially live in the Northern Virginian area, Maryland, or the D.C. area, please come out and share your support. If you are a family that has used the down payment assistance program, such as Nehemiah, AmeriDream, Genesis, or others, please come out and show your support. If you are a realtor, or a loan officer, or a lender...please come out. If I could get somewhat of a head count, even better. This will be nationally televised.  Please call me and leave a message at 888-835-1663 or e-mail me at  We need your support. And if you are someone that has benefited from these programs and you would like to speak at a future rally, which will be the 17th, please call me or e-mail me. I am very serious about this and we would love to hear your story.

For some of you that I have spoken to in the last 2 days, there will be another event 7 days from the 10th. But that will be mentioned on the 11th, so look for more information then, your support to help keep homeownership alive.....thanks


UPDATE as of 4:21 pm 9/7/08 - -  And for an excellent post on the details of why DPA programs are good... and a post that scraps the false statements of how bad DPA programs are and why, please read this by Ken Cook.  : Opposition of Down Payment Assistance



UPDATE as of 9/15/08    Here is a blog and a video from when I went to DC to talk about the DPA's.

Mr. Belonger goes to Washington.....               Video :  Here is a video of myself at the rally



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Copyright © 2010 by Jeff Belonger of Infinity Home Mortgage Company, Inc


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Brian Block
RE/MAX Allegiance, Managing Broker/Branch Vice President - McLean, VA
Northern Virginia & D.C. Real Estate

Cindy, I'd love to join you and Jeff and the crowd to support this rally, but I'll be with a client at that time, so I'll be there in spirit.

Sep 07, 2008 07:36 AM #1
Cindy Jones
Integrity Real Estate Group - Woodbridge, VA
Pentagon, Fort Belvoir & Quantico Real Estate News

You will get another opportunity.  Stay tuned :-)

Sep 07, 2008 10:09 AM #2
George King

Great write-up Jeff!!! I love the enthusiasm.  We use those programs quite a lot over here in MD and about half of my business is with The Nehemiah Program.  They have introduced me to their sponsored grass roots website and they have a weekly town hall meeting with their president Scott Syphax.  You can get the info from the website.  We have a group coming the march from here.  See you all at the event.

Sep 09, 2008 08:20 AM #3
Jeff Belonger
Social Media - Infinity Home Mortgage Company, Inc - Cherry Hill, NJ
The FHA Expert - FHA Loans - FHA mortgages - USDA loans - VA Loans

Cindy.. this just showed up as being reblogged as of last night... lol  Odd... In any case, thanks for reblogging this, even though only Pat Kennedy showed up.. lol  Seriously, didn't something come up last might regarding your mother-in-law, taking her to the airport?

jeff belonger

Oct 14, 2010 01:36 AM #4
Cindy Jones
Integrity Real Estate Group - Woodbridge, VA
Pentagon, Fort Belvoir & Quantico Real Estate News

Jeff-I did have some good excuse :-)   Odd that it would show up as a reblog 2 years later.  Never can figure out some of AR's quirks.

Oct 14, 2010 02:30 AM #5
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Cindy Jones

Pentagon, Fort Belvoir & Quantico Real Estate News
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