Joe Kendall, Realtor with Sandals Realty a Waterfront and Foreclosure Specialist writes, I do a lot of marketing for helping people avoid foreclosure by offering to help them sell their home as a bank short sale. Doing so I am sure you can image, I get all kinds of phone calls everyday from people needing to discuss their situation regarding their home, asking ways to change or get out from their mortgage payment.
The current real estate market here in southwest Florida has seen records of foreclosures and we have lead the Country a couple months this year in foreclosures, as they are filed here in Lee County Florida. I get a lot of questions and listen to statements from people owning homes here in southwest Florida. Here are a few examples of calls I received the last two days.
(1) I have tried talking to my Lender, but they are saying there is nothing they will do, other then ask me when will I be making my next mortgage payment? Whats next for me?
(2) I have an adjustable rate mortgage and it went up to where I can no longer afford the payments? What can I do to get them to change it?
(3) I owe more then $150,000 more the what the house is worth. What can I do to get the mortage company to change it so I can afford to keep my home?
(4) I want my mortgage company to give me loan modification and they told me know they can not do this? Why?
I listen to everyone concerns and questions, I always offer up different options or suggestions in talking to their accountant or a real estate attorney maybe even both before making a decision on letting your home go into foreclosure.I help people avoid foreclosure by helping them with a bank approved short sale. I can not speak for the mortgage companies, But I can offer suggestions on where to go from here in your current situation.
Do you have a home here in southwest Florida and need to avoid foreclosure? Please give me a call, I am a good listener and I will try to help you if I can. You may be able to avoid Foreclosure and help you sell your home as a Short Sale. I do not charge anything for this service, the Bank will pay my commission or I don't get paid. Now is the time to try! It's better to do it now then wait! Lets talk and let me help you spell out your options.
It's Not About Me, It's all About You!
Joe Kendall, Realtor Sandals Realty
Phone 239-560-0726 Fax 239-236-0422
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