The End of Seller Assisted Down Payments?

Real Estate Agent with Realty One Group

Now is the time to buy a home if you cannot afford a down payment. The days of sellers contributing money to a buyer's down payment are nearing an end. Because of this many would be home owners will miss out on the opportunity of home ownership. This will be another cause for a further decline in home sales and lingering listings. Not to mention tighter lending standards which have basically shut out thousands of potential home buyers.

With interest rates fluctuating daily, buying now makes perfect sense. Home prices are ripe for the pickings and interest rates are not as high as they could be in the future. Buying a home in today's market is a great long term investment that should not be put off until the market makes a comeback. By then, interest rates could be sky high. So take advantage of seller assisted down payments before they are gone.

Buying low and selling high is the backbone of savvy real estate investors. I read a quote somewhere that goes something like this, "You don't wait to buy real estate. You buy real estate and you wait."

Comments (3)


I think people are just really scared to buy. They don't understand that right now is the time to buy. But I am sure when this passes over. And it really isn't a buyers market. They will all want to start buying. So I guess that is just the way the cookie crumbles.


Good luck to you and your business.

Oct 08, 2008 11:18 AM
John Puplava
ABC Home Inspections,L.L.C. - Prescott, AZ
ABC Home Inspections,L.L.C.

Hi Ulisas,

How are you doing today. I just want to introduce myself to you my name is John with ABC Home Inspections. If I can assist you in any home inspections. Please call me.

Thank you,

John with ABC Home Inspections


Oct 04, 2010 05:34 PM
Mary Hillerman
Crye-Leike Realtors® - Bentonville, AR

Hi Ulisas, I hope you are having a great time in real estate.  It is a great time to buy a home interest rates are low and home prices are just starting to turn upward.  Have a great spring!

Apr 15, 2013 11:54 PM