Not all home warranties are created equal. The homeowner that left the frig behind seemed like a great deal at the time. You move in and head to the store. Stuff the frig with your fresh veggies, milk, and other goodies. Life is good but then when you reach for the milk it is warm and the frig is not cool but hot. Not to worry you have a home warranty. The problem is your frig is not covered by your contract.
When we are doing the research for a home warranty my clients and I call several. We talk about the age of the house, who did the inspections. Did Uncle Joe do the job or was it a licensed inspector that has supplied a comprehensive report. When was the air conditioning last serviced? These are questions as a buyer you should know the answer to. Ask about unknown conditions also called latent defects, are they covered?
There are many different home warranty companies and they all offer a nice basic policy. They differ on what they will add to the policy. I tell clients to shop for the one that will cover the most for their needs.
I hope you never need the services of your home warranty company but isn't it great when they come out and replace the frig with the bad compressor for that $75.00 service all, all because your home has the correct coverage for you.
Do you have a home warranty story?
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