These types of foundation cracks are always serious problem. There were several more around the perimeter of the building. This 55 year old building was slowly sinking in the soft soil as there were no footings under the foundation. All the floors were sloped to the outside walls as the load bearing support columns fireplace chimney remained stable on wide cement piers.
These cracks were not readily visible as the 6 mill poly was attached to the sill plates. I wonder how many inspectors would not have removed the vapor barrier. The cracks were not visible on the exterior as there was considerable vegetation and a stucco type finish on visible portions of the foundation. Nothing was disclosed by the owner. The foundation contractor was able to add footings and secure the old foundation walls. The work was completed in a timely manner by the time my "happy" client moved into the home.

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