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REAL ESTATE TRANSFER TAXES ON WARRANTY DEED

By
Title Insurance with West Little Rock Title Company

REAL ESTATE TRANSFER TAXES ON WARRANTY DEED

    In the state of Arkansas, the "revenue tax" that you see on Warranty Deeds is based on a total of 3.3% of the sales price; so on a $100,000 transaction, the buyer and seller would each pay a combined amount of $330.00 at closing for this tax. This amount is customarily split between the buyer and the seller unless the contract stipulates that it be handled differently.

    There are a number of instances when this "tax" can be exempt. For example, if you have a sales price that is $60,000 or less and the buyer is getting a FHA or VA loan, then they can be "revenue exempt", which means that the entire transaction will be exempt, helping eliminate this cost to buyer and seller, --provided the buyer nor the spouse of the buyer has not owned a home within three years of the closing date. The buyer is required to sign a form at closing stipulating these facts (to be recorded with the Warranty Deed) and the reason for the exemption.

  You can check with the Revenue Office for a complete list of exemptions, but a few others are:

  **No tax would be due on certain family transactions or gift transactions where the consideration was less than $100.00;

  **Transfers to or from the United States, the state of Arkansas, or certain agencies or political subdivisions;

  **A re-recorded instrument;

  The revenue tax charges have fluctuated throughout the years, but 3.3 per thousand based on the sales price is what is currently being charged in the state of Arkansas.

 

 

 

Show All Comments Sort:
Thesa Chambers
West + Main - Bend, OR
Principal Broker - Licensed in Oregon

this is very intersting to me - I love learning how other areas work - and I hope to one day live in Texas - shhh don't tell anyone though

Sep 25, 2008 05:02 PM
Stacy Jones
West Little Rock Title Company - Little Rock, AR

Thesa -- well I was born in Texas, lived there one year, and have lived in several other states before moving to my current state of Arkansas, so each state is a little different. A lot of the states close both the buyer and seller at the same time, but I prefer to close them separately, which is how they are customarily closed in AR. I still have a lot of relatives in Texas, including one of my brothers. The state is so big I'm sure you'll find a place you like. Good luck!

Sep 26, 2008 12:29 AM
David W. Bolick
Network Real Estate, Inc. - Little Rock, AR

This is great information!  I have a sale for $50K coming up that this buyer will be glad to know he's saving some money.

Sep 26, 2008 09:17 AM
Anonymous
Anonymous

David --  Thanks, as long as it's a VA or FHA loan and they haven't lived in a property for the last 3 years, with a sales price of $60,000 or less, that would be the key to their exemption in that type of situation. If it's conventional financing, bank loan, or cash for example, the exemption would not apply.

Sep 26, 2008 09:38 AM
#4
Stacy Jones
West Little Rock Title Company - Little Rock, AR

David -- forgot to sign in, oh well, a crazy day here to say the least, but that last comment was from me. Thanks

Sep 26, 2008 09:41 AM