As a Real Estate Lending Consultant one thing that many of my new customers have in common is that they don't think about their mortgage until they have to. Most people (I was one of them) only review their mortgage goals when they are faced with a time sensitive decision such a the purchase of a home or a refinance to access equity to fund another large purchase. I am a strong believer in the concept of Mortgage Under Management, which is program offered by American Bank & Trust. The premise behind Mortgage Under Management is take time out annually to make sure that your mortgage is in line with all of you other financial goals. The clients that I take the opportunity to do this annualy are always pleased, it provides them the peace of mind knowing that the mortgage they currently have is the best options available to them. While most of my customers find the session about as enjoyable as doing their taxes it is always nice to know they are done.
I encourage everyone to review their mortgage at least annually. If you would like additional information about the Mortgage Under Management program please dont hesitate to contact me.
Matt Nyman
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