Financing advice for Investors in today's market?

I am personally experiencing this problem myself.  I have been told several different things by different lenders.   Every lender I have spoken with states that the four property rule is in effect.  I have received several different answers about how to get around the problem.  It was suggested that some of the properties could be put in a LLC, this however creates insurance issues as well as lender issues of possibly calling the loan due.   Another option mentioned was the possibility of a bank combining two loans together if enough equity exists in a property.  I have reached out to several banks but have no reslolution to the problem as of yet. 

If you or anyone has any information on how to get permanant financing on investment property that is cash flowing w/25% -30%equity for someone that already has four homes financed please let me know.

I am personally experiencing this problem myself.  I have been told several different things by different lenders.   Every lender I have spoken with states that the four property rule is in effect.  I have received several different answers about how to get around the problem.  It was suggested that some of the properties could be put in a LLC, this however creates insurance issues as well as lender issues of possibly calling the loan due.   Another option mentioned was the possibility of a bank combining two loans together if enough equity exists in a property.  I have reached out to several banks but have no reslolution to the problem as of yet. 

If you or anyone has any information on how to get permanant financing on investment property that is cash flowing w/25% -30%equity for someone that already has four homes financed please let me know.