Florida FHA Lender, FHA Home Loans, Florida FHA Mortgage Lender

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Mortgage and Lending with 1st Continental Mortgage

 

Florida FHA Lender, FHA Home Loans, Florida FHA Mortgage Lender

 

There are lots of reasons to Apply with 1st Continental Mortgage for an FHA loan instead of taking a conventional or an expensive and risky sub-prime mortgage loan. Why not take advantage of the many benefits and protections that only come with FHA:

Easier to Qualify - Because FHA insures your mortgage, lenders are more willing to give loans with lower qualifying requirements so its easier for you to qualify.

Less than Perfect Credit - Even if you have had credit problems, such as bankruptcy, its easier for you to qualify for an FHA loan than a conventional loan.

Low Down payment - FHA Loans a low 3% down payment requirement and that money can come from a family member, employer or charitable organization. Other loans don't allow this.

Costs Less - Many times, FHA loans have competitive interest rates because the loans are insured by the Federal Government. Always compare an FHA loan with other loan types.

 

 

  • Minimal Down Payment and Closing Costs.

•·         Down payment less than 3% of Sales Price

•·         100% Financing options available

•·         Gift for down payment and closing costs allowed.

•·         No reserves or required, FHA regulated closing costs.

•·         Seller can credit up to 6% of sales price towards buyers costs.

  • Easier Credit Qualifying Guidelines such as:

•·         No minimum FICO score or credit score requirements.

•·         FHA will allow a home purchase 2 years after a Bankruptcy.

•·         FHA will allow a home purchase 3 years after a Foreclosure

>>>>>>>>>>>Visit 1st Continental Mortgage<<<<<<<<<<<<<<<<<<<<<<<<

ADVANTAGES TO THE FHA HOME LOAN INCLUDE

•·        Low Down Payment requirements of 3% and 100% financing options available.

•·        95% of Appraised Value for a Cash-Out Refinance

•·        FHA Streamline Refinance  

•·        NO Income Maximum Limits

•·        Gift Funds:  3% down payment can come from FRIEND, FAMILY MEMBER OR NON PROFIT

•·         Seller CAN PAY UP TO 6% OF YOUR CLOSING COST!

•·        Down Payment Assistance  for Texas Homebuyers 

•·        NO Cash Reserves Required

•·        Gap in Employment OK

•·        Self Employed OK

•·        Permanent Alien OK

•·        NO pre-payment penalty

•·        FHA Secure

•·       FHA Frequently Asked Questions

Fill out a Quick Application Call us with any questions in regards to FHA financing at 954-391-8387

 

Florida FHA Lender, FLorida FHA home loans, serving, Jacksonville | Miami | Tampa | St. Petersburg | Orlando | Hialeah | Fort Lauderdale | Tallahassee | Cape Coral | Pembroke Pines | Hollywood | Port St. Lucie | Coral Springs | Gainesville | Miramar | Clearwater | Pompano Beach | Miami Gardens | West Palm Beach | Palm Bay | Sunrise | Lakeland | Miami Beach | Boca Raton | Plantation, Alachua | Baker | Bay | Bradford | Brevard | Broward | Calhoun | Charlotte | Citrus | Clay | Collier | Columbia | DeSoto | Dixie | Duval | Escambia | Flagler | Franklin | Gadsden | Gilchrist | Glades | Gulf | Hamilton | Hardee | Hendry | Hernando | Highlands | Hillsborough | Holmes | Indian River | Jackson | Jefferson | Lafayette | Lake | Lee | Leon | Levy | Liberty | Madison | Manatee | Marion | Martin | Miami‑Dade | Monroe | Nassau | Okaloosa | Okeechobee | Orange | Osceola | Palm Beach | Pasco | Pinellas | Polk | Putnam | Santa Rosa | Sarasota | Seminole | St. Johns | St. Lucie | Sumter | Suwannee | Taylor | Union | Volusia | Wakulla | Walton | Washington

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