When purchasing a home, there are many things to consider. It's so easy to get caught up in the 'thrill of the chase'. But there are steps to follow to make the buying process simple and successful. And it starts with a little 'Home Buyer's Homework':
- Work with a real estate agent - he/she will guide the entire sales process - from locating homes, to writing the offer, to the closing of the sale
- Get pre-approved - talk to different lending institutions and choose the best program for your needs; this will also help you and your realtor to find homes in the correct price range for your budget
- Have money set aside to cover costs involved in the purchase - i.e. down payment, earnest money, inspections, insurance, etc.
A small amount of preparation can make the buying experience much easier, and less stressful. So get ready, and then get shopping!