Financial Crisis!

What do you think about all the financial crisis going on with the major companies like Lehman Bros, AIG Insurance and Merryl Lynch? How is this going to change the way buyers get financing on homes? How many extra hoops are they going to have to jump through? When is this going to end. How many people must be hurt by this financial situation? I think all of us are hurting because of this.  We as realtors can't get our clients financed, the Mortgage companies are hurting because the banks won't let them finance the loans through most banks. Where is this heading toward?