Thanks to all that understood where I was coming from with this!!!

Mortgage and Lending with AMERICAN AFFORDABLE HOMES

With everyone going crazy over banks not having enough money to pass out so much credit we sometimes forget to appreciate what we already have. I was just saying to another blogger that wrote a nice blog that maybe this was a chance for people to slow down with their spending and start living within their means for a little while. I also remember looking at the legacy's that have been passed down by generations of families leaving homes as the biggest piece of wealth for most regular working Americans. Those legacy's have been destroyed by people pulling all the equity out and just creating so much debt that they can't even afford it all. Soon the only legacy's that will be passed down from families is a ton of debt. I have a client right now whose mother just passed and he has so much debt now that he needs professional assistance to cope with it. No matter how much money we receive from China or any other country that decides to buy into our securities it wont stop until we the consumer slows down on our spending and live within our means. Do you know that there was a time that most homes had only one working adult, yes I said ONE and now that is truly a thing of the past for most considering all the upgrades that we think we need to make us happy. Until we become happy with just ourselves we will always be in debt because we will always chase the dream of happiness lye's within material possessions...

Comments (3)

Nicole Weidauer
Keller Williams Greater Seattle - Shoreline, WA

A great point! I am on the Dave Ramsey express- getting out of debt and becoming self reliant, as far as money goes. It's kind of a difficult situation to be in.. I believe it is important for everyone to live within their means, but America is a capitalist country so in order to be successful, we need people to be spending. I know my myself and my family, we are going to get out of debt and live within our means and be thankful for the things we do have instead of following the endless pursuit of more, and more, and MORE!!

Thanks for sharing, Nicole Weidauer

The Egerer & Weidauer Team, Keller Williams Realty North Seattle

Oct 07, 2008 06:19 AM
Mike & Cindy Jones
Berkshire Hathaway HomeServices Florida Network Realty - Jacksonville, FL
Real Estate - (904) 874-0422 - Jacksonville, Fl

Awesome post! When I look around at all the stuff in my house and garage that I worked so hard to get I often find myself wondering "what was I thinking"...... none of these material things really matter. I'm referring to everything I have.... paid for and not so paid for.

What I have realized is that there are so many things in life more important such as faith in God, and a healthy, happy family just to name a few. It's so easy to forget the really important things and get caught up in the whirlwind of getting all you can. In the end, what could be more important than the experiences and lessons learned from your life, the relationships you made and the people who's lives you may have changed (positively) along the way?



Oct 07, 2008 07:22 AM

Wow Mike, Cindy & Nicole, you said some real profound things. Thanks for sharing but more importantly thank you for the REAL words that you have stated here. I hope you keep that spirit and spread those words to all you know because we really need it right now and people could use some saints like you guys to keep their spirits up in these crazy times...

Oct 07, 2008 08:02 AM