Can You Buy Foreclosures at What the Bank Pays For Them?

If you watch foreclosures, as I do, you notice that banks always submit the opening bid right before it forecloses on a property. Now a buyer could attend the Trustee Sale(Auction) and overbid the bank's opening bid and win the home. You see that happening in about 3% of all forclosures for just a penny more than the opening bid. However, there is no guarranty that the title is clear, and it probably is not. Therefore, the gamble may be too great to bid at a Trustee Sale. But wait! Suppose I can track that foreclosed property through the entire foreclosure process and that I have a client already prequalified, who wants that property after it forecloses for him/herself or investment. Could I now offer the winner( the bank) a great deal before it turns the property over to an REO Agency: 1. The opening bid price(assuming its a good deal, see item 3) 2. An escrow to close in 30 days 3. No costs to the bank, as my client pays all closing costs + commissions 4. A 10 day inspection period to view and inspect the property. Is this not a win-win situation for the bank and my client? I can do it!