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How Long Have You Been In the Business?

Mortgage and Lending with Guaranteed Home Mortgage Company, Inc.

A common question. I recently met some new realtors and was asked this question. My answer, since 1991 when I started working for Great Western Financial. At that time, a huge S & L on the West Coast. I was put through rigorous training in processing, underwriting and operations. I am grateful for that foundation of training and mentoring experience that I was put through.

That company is out of business and largely became Washington Mutual today and may be out, as we speak, now. Bottom line, it was not enough for the realtor that I met. She said, "Oh, that's not very long".

It takes allot of energy to build trust these days. We are all involved together. I have no response other than I am still here. I own my own mortgage company and never anticipated these challenges. I will persevere because I try hard every day. I have always done the right thing at a fair price and have never had a client foreclose on a loan that I put them in.

I think as this market changes, realtors need to be more open and not so cynical. You may have your preferred lender that your are suppose to use, but there are many mortgage professionals out there that are working towards legislation and solutions for our clients. The shakeout of bad actors is here, finally. Licensing with Change the Rules of the Business!! Those left standing will be here to do the honest work that we were meant to do. Make it a Great Day!

Justin Ukaoma
Vizion KC - Kansas City, MO
Kansas City Real Estate Investments

I think the fact that you have not had a client foreclosed should speak volumes to everyone.  Congrats on your continued success.

Oct 10, 2008 01:45 PM
Julie Hite
Guaranteed Home Mortgage Company, Inc. - West Bloomfield, MI

Thanks Justin. We are ultimately in this together, and it is a great market. We choose to view it one way or the other right? Good Luck.

Oct 10, 2008 02:02 PM
Mortgage Loan

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Oct 20, 2008 04:46 AM