Who is Global Advantage Credit Solutions?
Valued Partners are companies or individual realtors that send us referrals. What's the big deal about that? The big deal is that Global Advantage Credit Solutions had created a business model that's conducive to reciprocating leads. We want to give back to real estate and mortgage professionals.
Here's how it works!
The average person knows about 240 people. 54% of Americans have bad credit. So, it's quite possible that your client may know somebody that can use our services. If your client refers a friend, family member, or a co-worker, we waive a processing fee for them. We ask that referral if they're currently working with a realtor or broker and if they aren't, then it goes to you!
We will also add you to our Valued Partner section of our website. We have this set up for consumers that are looking for real estate or mortgage professionals that are willing to help people with credit challenges.
How our process works
Global Advantage Credit Solutions utilizes the "Advanced Multi Phase Process (AMPP)" to have the inaccurate items removed from your client's credit reports. There are Federal and State laws in place to protect the consumer from inaccurate and unverifiable credit reporting. We assist you in enforcing these laws by implementing our strategy.
•· Thorough research and investigation of credit and collection agencies information, inquires, public records, and source of information.
•· Carefully audit the Credit bureaus; Equifax, Experian, and TransUnion
•· Reinvestigate the credit bureaus and ask for method of their investigation
•· Validation of Debt having creditors produce original documentation
•· Revised Validation of Debt
•· Negotiate settlement if necessary contingent upon complete removal.
We don't just write letters or dispute online with the credit bureaus like most credit repair companies. We use certified mail to professionally audit creditors and collection agencies directly. Our intense audit demands validation and verification of derogatory information using the:
1.) Fair Debt Collection Practices Act
2.) Fair Credit Reporting Act
3.) Fair and Accurate Credit Transaction Act
4.) Health Insurance Portability and Accountability Act
These four Federal laws have been established to protect consumers' credit reports. Creditors and credit bureaus are legally obligated to produce documented evidence within a reasonable amount of time, generally 30 days, to prove the information they are reporting. If they cannot validate their claims, they must promptly remove any undocumented information from the consumer's credit report.
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