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New tool for your clients to own there Home in 8-11 years...

By Robin Hardy

Mortgage and Lending with The Moosey Group, Inc

April 12, 2007 03:15 AM

I have found a new tool for us as mortgage professionals in a changing industry to help our clients be positioned better. Most of our clients I can not help refinance do not have equity in their homes due to the changing market. We all know this is temporary as this is a normal trend in real estate. However, what if you could still turn those clients into clients that could own their home free and clear in 8-11 years, without having a bi-weekly payment or changing their spending habits. Contact me if you are interested in offering this fantastic tool to your clients to help them, while still earning a little cash flow. This can be done anywhere in the United States, for those of you interested in other states...

Have a fantastic year!

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Christina Ethridge

The North Idaho Dream Team powered by SKE Realty Group - Coeur d'Alene, ID

Well honestly, I don't think it's in the best interest of everyone (or even most people) to pay off their mortgages early.

Apr 12, 2007 05:20 AM

Robin Hardy

The Moosey Group, Inc - Riverside, CA

That depends on the situation. Many homeowners have no equity in their homes right now because of declining values and 100% financing. Many have a dream of owning their home before retirement. Based on the industry today they have to do something, if that is their dream isn't our job as professionals interested in helping our clients to find a way it can happen?

This is also a paradigm switch. We work with clients to leverage real estate to purchase new real estate to position them for retirement, with their primary residence ending up free and clear so they can enjoy retirement and not have to get a JOB at say a WalMart to make ends meet.

So depending on the vision and goal of a client will determine what is best. We understand the benefit of interest write-offs for taxes, however if you can't afford the mortgage at retirement where is the benefit. This program is not for every client we have or you may have, however there are a large number that this would benefit tremendously. Our goal is to empower our clients for a stronger financial future (TM).

Apr 13, 2007 04:01 AM

New tool for your clients to own there Home in 8-11 years...

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Robin Hardy

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