Downpayment assistance programs in San Fernando Valley & Antelope Valley. PROGRAMAS PARA OBTENER FONDOS/ENGANCHE PARA LA COMPRA DE SU CASA.
REQUEST MORE INFO - DOWNPAYMENT ASSISTANCE PROGRAMS & GRANTS, CLICK HERE
NO TIENE PARA EL ENGANCHE? NO SE PREOCUPE, LEA MAS AQUI
Lupe Soto, Realtor in Burbank, San Fernando Valley & Antelope Valley has the knowledge, resources & experience to assist the First Time Home Buyer. Lupe is highly educated in special down payment assistance programs and CalHFA first mortgage financing. This has allowed my clients to receive grants and downpaymenta assistance to purchase their first home, click here to request more information about these programs and grants. LUPE HABLA ESPANOL.
The most important question, How Do I Qualify?
Well, it's pretty simple. The number one qualifying factor is income. You must meet the median income requirements established for your area (if you make less than $119,800 in Los Angeles County you qualify). Then, you must be able to qualify and be approved for a low interest mortgage loan, and as a first time home buyer, you cannot have owned a home within the last three years. Your approval for a government assistance loan is almost assured if you can meet these three criteria.
Typical Disqualifications:
Excessive Income
Default on a Government Loan
Tax Liens
Bankruptcy discharge not 24 months old
Unpaid Child Support
Prior Foreclosure
The Home Buyer has owned a home less than 3 years.
Here's a sample list of programs we currently work with;
-
Los Angeles Housing Department (LAHD)- $50,000 to $90,000 Down Payment Assistance for Low and Moderate Income First Time Home Buyers
-
American Dream Down payment Initiative (ADDI) - Greater of 6% or $10,000 Down Payment Assistance for Low Income First Time Home Buyers purchasing condos
-
California Home Buyer Down Payment Assistance Program (CHDAP) - 3% Down Payment Assistance for First Time Home Buyers with Low and Moderate Income
-
High Cost Area Purchase Program (HiCAP) - 4% Down Payment Assistance for First Time Home Buyers
-
Mortgage Credit Certificate (MCC) - Dollar for Dollar tax credit for First Time Home Buyers with Low or Moderate Income
-
Simi Valley Housing Department - Up to $100,000 Down Payment Assistance for First Time Home Buyers
-
Extra Credit Teacher Program (ECTP) - Program for eligible teachers, administrators, staff members and classified employees to receive 3% down payment assistance and a reduced interest rate on their first mortgage.
Most programs can be combined for maximum benefit!
PLEASE CONTACT LUPE, CLICK HERE for a private FREE consultation
Thinking of Buying? in Burbank, San Fernando Valley & Antelope Valley,
www.NewConstructionHomesWithLupe.com
www.IncomePropertiesWithLupe.com
Comments(1)