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What do you think the Real Estate Market will be like one year from now?

By
Mortgage and Lending with Great Western Funding

F.Y.I. - Big banks pony up enough to refinance about 7,000 homeowners who took out subprime mortgages. 

Last month, the Mortgage Bankers Association (MBA) said late payments on subprime loans, or loans made to people with weaker credit histories, rose to 13.33% in the fourth quarter, and foreclosures on all home loans set a record.

According to its website, NACA is working with the largest U.S. banks to help subprime borrowers who face possible foreclosure because rates are rising on their loans.

$1 billion is being providing to help bail out homeowners;

NACA's chief executive, Bruce Marks said, "We demand that others commit the dollars needed to modify people's loans, and if other lenders intend to foreclose, we will go after their decision makers."

Please share your thoughts and predictions. 

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David Keslar
Americas Largest Bank - Portsmouth, NH

Hello,

I think you will see a much better market next year.  Yes we are going through a tough time with the market being slow and the subprime crash.  This will weed out the weak in the real estate industry and as long as the economy is solid, people will purchase.  With less professionals in the business we should see an increase in sales until others get back in the business.

My thoughts.


David 

Apr 12, 2007 09:27 AM
David Smith
Fillmore Realty - Brooklyn, NY

Hey Katherine, Christina...am I seeing double??? In my opinion, in a year from now, real estate prices in certain areas will be lower than where they are now.  You remove a significant source of lending, you effect the number of borrowers.  You tighten lending requirements, you remove another set of potential buyers.  Sellers, trying to get their homes sell, will realize their best bet may be to jump infront of the seller next door with pricing.  Localities where supply will always remain tight and where the micro-economies continue to do better then then nation will have some protection.

 

IMHO 

Apr 12, 2007 09:27 AM
Justin Kaatz
ASAP Mortgage - Madison, WI
CMP
I think it's safe to say the Real Estate Market will be back to "normal" in a year from now... ie: No more Stated W2 loans, limited 100% financing. Stop the defaulters from getting into loans they are going to default on anyway and all problems are fixed!
Apr 12, 2007 10:48 AM
Ronald Gillis
Southwest Florida Notaries (Mortgage Notary Signing Agent) - Port Charlotte, FL
CNSA Southwest Florida. Notaries, Port Charlotte, 941-7-NOTARY

One year later, and the tip of the iceburg is starting to melt...

Aug 16, 2008 01:16 PM