Sometimes it's hard to know when a broken device or appliance is worth the money to repair. For these items, most consumer financial experts agree it pays to skip the repair bill and replace them.
Computers and laptops. If the machine is more than five years old, it's definitely worth it to replace. Even if it's younger than that, realize that a third of repaired computers still don't function properly. And weigh the projected cost of the repair against the shrinking cost of a new, more powerful computer. (Apply the same criteria to your printer.)
Digital cameras. Most consumers will spend an average of $180 on repairs, but $200 will buy you a new digital camera.
MP3 players. If you spent less than $200 on it, replace it with a new one because most repairs cost at least half of that.
Microwave ovens. Repairs generally run $120, but you can buy a new microwave for as little as $70.
Cell phones. Many carriers will give you a free phone if you sign up for a one- or two-year contract. Don't forget to read the fine print!
When electronic items do need to be disposed of, do it properly. Check on recycling options that won't release toxic chemicals from these devices into the environment.

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