A friend of mine recently recommended the book:
The Richest Man in Babylon,
by George S. Clason
I loved it. It is a compact read that addresses basic financial points in a very effective manner.
Ironically, real estate agent seem to either be extremely good or extremely bad with finances. I have ridden that roller coaster myself over the years. We all have.
This book offers sound simple advice - in a way that really gets through.
The author distills things down to the needed fundamentals.
-invest in yourself (each one of us has the right to keep/save/invest a portion of what we earn)
-only trust your investments to those who are tried and true experts on the subject
-eliminate your debts, but make sure you are paying yourself first, otherwise, you will never get ahead
-do not spend more than you make (no matter what!)
I am grateful to my friend for sharing this one with me. These are lessons we need to keep close to our hearts. Good luck to you through these tough times. What some see as challenging, others see as opportunity!