Fred has been able to help a couple of my clients with great rates and service.
One of the biggest things stopping people from participating in the American Dream today is the ability to come up with the down payment. While talk of a credit crunch keeps some buyers sidelined because of credit problems, many others with good credit are able to get the best deals in years including programs with no down payment!
The program leading the way in no down payment requirements (for non veterans) is the USDA Rural Development loan. This loan is available right now for La Pine and who better to show you homes in this community than Thesa Chambers with RE/MAX Sunset Realty in La Pine.
To qualify for the program (it is income limited), a family of four cannot have a total household income of more than $70,750 per year. That is a pretty liberal guideline.
If you are interested in property in this area and would like to see if the address falls within the USDA "footprint" click here.
So - THE TIME IS RIGHT! We have many properties on the market, we have MONEY TO LEND, and the Federal Government is giving First Time Homebuyers a $7500 tax credit if they purchase prior to next summer!
For more information on USDA loans, and to see if your household income qualifies for this NO PMI loan, please click here. If you want to get the mortgage qualification process started, either call me at 541-342-7576 or fill out an application on line here.