The economy: no excuse for fearfulness!

Mortgage and Lending with January Financial

Every time I listen to the news these days, I think of that old song, "raindrops keep falling on my head..."

The stock market continues to tank. Drip. The dollar is barely getting any stronger. Drip. Home prices are on a slippery slide downward. Drip.

Bad news just keeps pouring down out of the heavens, causing America to shudder with fear every time a news item flashes into our minds. We start planning out "what if" scenarios in order to prepare for the worst. We batten down the hatches and wait, paralyzed with the fear of losing everything.

Did you know that fear of losing is making you miss out on a lot of potential opportunities to improve your lifestyle?

There are the obvious examples:

  • buying real estate at a "bargain" (may or may not be a good idea for your particular situation)
  • buying stocks at a bargain
  • renegotiating your home loan with your lender to take advantage of a potentially lower payment (only works if you're clearly struggling financially)

And then there are the examples that we like better, of the "think outside the box" variety:

  • make over your home by benefitting from contractors lowering their prices to get you to accept their bid
  • create new business concepts that work better in a struggling economy than a booming one, like a business helping families learn to cook healthy meals at home on a budget
  • save money on entertainment by instead vowing to discover your own neighborhood

If you are feeling nervous in this bad news rainstorm of an economy, first acknowledge that to be nervous about the future is normal. Then, shake off your fear, straighten your shoulders, and give us a call to see what opportunities may be available to you.

The Team at January Financial

Office: 949-305-6355  ---  email:


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