The Silver Lining In The Credit Crisis!

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The Silver Lining In The Credit Crisis


Watching the stocks plummet and the housing market sink is not exactly heartening news to most of us. However, there may be a silver lining to the economic downturn we are currently experiencing.


Some economic and investing experts in the media tout that the silver lining is that we are able to buy houses and stocks for bargain prices. While that may be the case, most of us probably do not know when the bottom will be, much less when stocks and housing will recover and start moving on an extended upward trend. I don't know about you, but I'm no Warren Buffet.


The silver lining I am talking about is education; the type of education that takes us deeper into understanding how our finances, credit and overall economics work. When things are good, it is easy to look past our budgets. It's easy to see ourselves continuing on the same path toward the "American Dream." Our jobs appear stable, we continue to pay our bills, get our gas (possibly grumble about the price a little) and have nice, restaurant dinners with our families.


The current credit crisis is our wake-up call. Even if we can watch the turmoil on television or read it in a newspaper and say, ‘that's not me'; it does not take much for it to become us. If we take a little more in depth look at our finances and educate ourselves more about our taxes, our mortgage, our credit and our budgets and really learn how they work, we can be one cog in the wheel of developing financial awareness that will help us through nearly any economic downturn.

Comments (7)

Sergio Rebollo Jr.
Real Estate TeamMates - Miami, FL

Franklin....Welcome to ActiveRain.  This is a great community to network with others as well a great place to learn from other's experiences and knowledge.  I've enjoyed it; I hope you enjoy it as well.  Congrats on your first post.

Nov 11, 2008 09:10 AM
Kevin Sandridge
Signature Home Funding - Winter Haven, FL
Winter Haven Mortgage Broker

Kevin Sandridge's Facebook profileFranklin, Welcome to the Rain!

Kevin Sandridge, here.  I joined the Active Rain community not too long ago myself and wanted to drop a line to share some of the good vibes and welcome wishes I have received already.

I'm very excited about this community - basically because folks seem so willing to help out, provide industry insight, and share their good news and experiences!

You may want to check your formatting... seems, at least on my screen, your posts range far right - requiring a good bit of horizontal scrolling... ?

A few things: 

One:  Be sure to include a good amount of information on your profile page.  Check out the profiles on other Realtor's sites here on Active Rain who are listed as "Featured" or "Tops" in their area (look for high point totals).  You'll find that this will seriously boost your presence on ActiveRain - via the added points. 

Two: I urge you to keep blogging on this site!  You will be AMAZED at the awesome feedback you receive very soon after they hit the network!  I use Google Reader to subscribe to blogs that provide me with ideas about what I'd like to comment on - both industry wise and just for fun!  Check it out I am more than willing to step you through the site and to help you get a few more blog posts generated if you wish - as a way of adding some value and paying forward some good networking vibes!  :)

Three: Be sure to add in a good number of posts about what you think and consider pertinent regarding your area of expertise!  You'll notice that many if not all of the Featured posting bloggers here on AR do this.

Lastly, I do quite a lot of work via social networks, email campaigns, and relationship building.  If I can ever be of any assistance, don't hesitate to ask.

Looking forward to what you'll share with us all here on Active Rain!  :)


Kevin Sandridge

Winter Haven, FL

Nov 11, 2008 11:18 AM
Marcy Fedalei
Keller Williams Realty - Spartanburg, SC

Great start on ActiveRain! Welcome and thank you for sharing your thoughts and ideas.

Nov 11, 2008 09:38 PM
The Trumm Team Omaha Homes for Sale, Real Estate
Keller Williams Greater Omaha - Omaha, NE

Welcome to ActiveRain!

If you would like a few tips on getting the most out of ActiveRain, please visit my blog Welcome to Active Rain.  It has a few simple steps of what to do now that you have joined.

If you ever have any questions, just let me know.

Troy Trumm

Nov 12, 2008 12:29 AM
Kirk Westervelt
Van West Realty - Greenville, SC Realtor -Short Sale Expert! - Greenville, SC
Kirk Westervelt, Broker In Charge, Van West Realty - CDPE - Short Sale Agent - Home for Sale - Greenville, Simpsonvil...

Hello and welcome to Active Rain! I encourage you to learn from others, share your knowledge and experiences with all of us, enjoy yourself, and try to log in and join us in the Active Rain community as frequently as possible. I look forward to your future blogs and comments! Take care, --Kirk.

Nov 12, 2008 11:42 AM
Bill Kennedy
Keller Williams Greenville Upstate - Greenville, SC
Homes For Sale Greenville SC

Welcome to Active Rain! This is a great website for building your business, as well as learning from others.  Pat yourself on the back, because you made a GREAT choice in joining the blogosphere!

Write often, and write whatever comes to mind.  Blogs about personal topics and non-real estate items are often the best.  It helps your readers to bond with you, and ends up bringing you a lot of business!

Good luck with your future blogging.  If you'd like more info on points in Active Rain, I wrote a blog about it (click here). Feel free to ask me any questions if you need a hand!

Nov 12, 2008 01:50 PM
Nance Burdette
Keller Williams Realty Partners - Spartanburg, SC

Welcome and congrats on signing as a member of ActiveRain. Being a new member myself for only a couple months, I truly see the awesome advantage that blogging can be, (and it's fun). I am pleased to see the quantity of abundant professionals sharing their knowledge and ideas. Everyone has been so very kind. And so much to read!!! I hope to continue "reading" your blogs in the future.   Best of Luck,  Nance

Nov 12, 2008 03:01 PM