Beyond popular believe there are still programs that allow no money down purchases. I have three programs available. The first 2 our government programs. The RECD USDA loan and the Veterans Loan ( VA ). I also have a conventional program with a down payment assistance second mortgage. The qualifications for the loan require 100% of the area median income and 680 credit score.
For buyers that have done what they were told and took care of their credit they still have a great opportunity to purchase a home in the best buyers market I have seen in my 13 years in the mortgage business. You can buy low and get a great low interest rate. The best of both worlds.
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