Buying a home in Sugar Land?
Rates in Sugar Land tend to be higher than those of northern Texas cities. Why? Sugar Land, Tx is considered a higher risk because it is closer to the Gulf Coast and prone to Hurricanes. However, Rockland Insurance Agency specializes in Sugar Land and can provide you with the lowest rates available in the Sugar Land area. Just give us a call at (281) 242-2208.
Why do I need homeowners insurance?
A home for most people is the largest purchase they will ever enter into. Homeowners insurance protects the buyers and their investment in many ways. Having the proper insurance in place will ensure you are able to rebuild your home in the event of damages caused by any insured peril, without further cost to you. It also protects your investment in the contents of your home such as clothing, furniture, electronics, jewelry, etc. If you intend to borrow money for the purchase of your home, the lender will require that you have homeowners insurance in place.
If I am planning to build a new home, when do I need to get insurance?
Most insurance companies require that you have the insurance in place before the basement or slab is poured. As soon as you know when you will be starting construction, you can ask for a quote based on your start date. The insurance company will require the start and expected completion dates of construction along with all the details of the finished home. If you have an existing homeowners' policy in place, contact your broker or agent, and they may simply add an endorsement to cover the construction of the new home.