Live/Work St. Louis - 1st Time Home buyers - 3 Reasons to Buy Now

Real Estate Agent with Prudential Select Properties 2006008903

We spent a few minutes with our mortgage team member, Chris Simms, Certified Mortgage Planner of Pulaski Bank in their Preferred Home Lending and asked him why it was a good time for 1st time Home Buyers to buy a home at this time.  Chris indicated that:

First of all there is the $7,500 Tax Credit for 1st Time Home Buyers

Second, the FHA Down Payment requirement is increasing to 3.5% on January 1, 2009.  Currently only need 3% down.

Lastly, Rates are at their lowest of the year. 

Combine this with the fact that sales typically slow down at this time of year and sellers are looking for buyers the pros are adding up in purchasing a home.  We have the resources to find you a home.  View some of our current inventory at  Register for Total Access under "Listing Alerts" and we will e-mail you listings that match your search criteria.  If you have questions on these programs and would like to contact Chris for more information he may be reached at 314-229-4242 or by e-mail at


Contact Mike and Pat Simms, Realtors, Prudential Select Properties, Licensed Realtors in Missouri at 314.749.0921 - Mike Direct or 314.749.9862 - Pat Direct to list or purchase a home. If you prefer to contact us by e-mail - What is your Life Style? - To register a search for homes 24 x 7 in St. Louis, St. Charles, Warren or Lincoln counties go to If you would would a comparative market analysis on your home register at We would be glad to set you up with our complimentary "Market Snapshot" a property investment profile for your home. No Hassel no obligation


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