With all the talk about loan modifications, I decided to start putting together some resources for those looking to do their own loan modification. There are a number of companies out there today that will attempt a loan modification on your behalf for a fee, but for those who want to do it themselves, I've found resources to be somewhat slim.
I've put together a list of loss mitigation contacts and phone numbers. This is a pretty good sized list, with many of the major lenders included. Phone numbers change for these loss mitigation departments, and I have listed multiple numbers for many of the lenders included. If you are having problems finding a number for your lenders loss mitigation department, take a look to see if they are on this list.
I have also put together a sample hardship letter. This is a basic format to use if you are behind on your mortgage and are looking for a loan modification to help. You can copy the text to a word doc and simply change the sample to meet your needs.
For more information on loan modification check back in. I will be adding and updating resources over the coming days and weeks as I am able. There should be free resources for people who are looking to modify their own home loan. Take a look at my posting about loan modifications, and check out the loan modification resource links in the right hand navigation links.
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