Need a Loan Modification in Sacramento? Come to the Convention Center on Thursday!

By
Real Estate Agent with RE/MAX Gold DRE #00697006

loan modificationYou don't have to be behind in your mortgage payments to attend the free HOPE Now workshop at the Sacramento Convention Center on Thursday. Everybody is welcome to attend. On the verge of default or a notice of default already filed? Doesn't matter. Just come. You can meet with your lender to discuss a loan modification and get an answer right then and there. At least 19 lenders will be present at the workshop, which is sponsored by NeighborhoodWorks America and Gov. Schwarzenegger's 90 Days of Hope task force.

This is an excellent opportunity to meet face-to-face with your lender. No more sitting on hold or being transferred to the wrong department. Just come on down and bring the following paperwork with you:

  • Recent payroll stubs and last year's tax return
  • Financial statement (reflecting assets and liabilities)
  • Monthly budget
  • Copy of your mortgage statement

You might qualify to get your mortgage payment reduced to 38% of your gross monthly income, which may involve lowering the interest rate, extending the term of your loan and / or forgiving a principal portion of your loan, among a combination of other options.

The Sacramento Convention Center is located at 1400 J Street. The free event is held from 3 PM to 9 PM on Thursday, December 4th. Even if you have to get out of work early to attend the HOPE Now workshop, it may be worth it to you to take advantage of this opportunity. Lenders are eager to workout loan modifications right now.

Elizabeth Weintraub Land Park Real Estate Agent in Sacramento

The Short Sale, by Elizabeth Weintraub, coming from Archer Ellison in January 2009.

Photo: Big Stock Photo

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Elizabeth Weintraub is co-partner of Weintraub & Wallace Team of Top Producing Realtors, an author, home buying expert at The Balance, a Land Park resident, and a veteran real estate agent who specializes in older, classic homes in Land Park, Curtis Park, Midtown, Carmichael and East Sacramento, as well as tract homes in Elk Grove, Natomas, Roseville and Lincoln. Call Elizabeth Weintraub at 916.233.6759. Put our combined 80 years of real estate experience to work for you. Broker-Associate at RE/MAX Gold. DRE License # 00697006.

Photo: Unless otherwise noted in this blog, the photo is copyrighted by Big Stock Photo and used with permission.The views expressed herein are Weintraub's personal views and do not reflect the views of RE/MAX Gold. Disclaimer: If this post contains a listing, information is deemed reliable as of the date it was written. After that date, the listing may be sold, listed by another brokerage, canceled, pending or taken temporarily off the market, and the price could change without notice; it could blow up, explode or vanish. To find out the present status of any listing, please go to elizabethweintraub.com.

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Topic:
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Location:
California Sacramento County
Groups:
California Short Sales, REO's, and Foreclosures
Posts to Localism
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ActiveRain Rockstars
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Tags:
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Ambassador
1,584,061
Norma Toering Broker for Palos Verdes and Beach Cities
Charlemagne International Properties - Rancho Palos Verdes, CA
Palos Verdes Luxury Homes in L.A.

The convention center location speaks volumes about the size of the problem....it's time for the face to face meetings.

Dec 03, 2008 01:26 AM #1
Rainmaker
1,928,220
Tom Braatz Waukesha County Real Estate 262-377-1459
Coldwell Banker - Oconomowoc, WI
Waukesha County Realtor Real Estate agent. SOLD!

Elizabeth

There you go again always putting others first. People know when they work with you that they are getting the best!

Sincerely

Tom Braatz

Dec 03, 2008 03:01 AM #2
Ambassador
3,097,706
Chris Ann Cleland
Long and Foster REALTORS®, Gainesville, VA - Bristow, VA
Associate Broker, Bristow, VA

Elizabeth:  Outstanding localism post!  I wish there was something like this happening in my area.  I think I'll go do some snooping.

Dec 03, 2008 03:52 AM #3
Rainmaker
2,575,032
Myrl Jeffcoat
GreatWest Realty - Sacramento, CA
Greater Sacramento Real Estate Agent

Thanks for posting Elizabeth - I will alert a number of people I'm concerned about!

Dec 03, 2008 06:17 AM #4
Ambassador
1,880,962
Gary Woltal
Keller Williams Realty - Flower Mound, TX
Assoc. Broker Realtor SFR Dallas Ft. Worth

Elizabeth, loan modifications are the new buzz phrase on the consumer side as is Bailout on the company side. Hope this event Thursday helps out many!

Dec 03, 2008 08:28 AM #5
Rainmaker
416,376
Mesa, Arizona Real Estate Mesa Arizona Realtor
Homes Arizona Real Estate LLC - Mesa, AZ
AzLadyInRed

Elizabeth, this sounds like a great idea. I wonder if our area has such a program? I'll have to check around and then share. ;-)

Pepper

Dec 03, 2008 10:50 AM #6
Rainmaker
224,194
Nancy Larson
I am a licensed referral agent in NJ - Hutchinson Island, FL

Would like to see this in every major city facing the largest amount of foreclosures.

I just don't want to see people taken advantage of in their time of need.

 

Dec 03, 2008 12:57 PM #7
Rainmaker
2,189,950
Elizabeth Weintraub Sacramento Realtor Top 1%
RE/MAX Gold - Sacramento, CA
Put 40 years of experience to work for you

The HOPE Now workshop is traveling around the country, so for those of you in other parts of the United States, you may also have the opportunity to get in on this. For example, here is the next workshop:

Los Angeles, CA
Saturday, December 6, 2008
9:00 AM to 4:00 PM
Crenshaw Christian Center
7901 South Vermont Ave.
Los Angeles, CA 90044

Just go to HOPE Now dot com and click on "homeowner events." There is also a link for sponsoring an event.

Elizabeth Weintraub Land Park Real Estate Agent in Sacramento

Dec 04, 2008 01:48 AM #8
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