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Changing Profession

By Sharon Young

Real Estate Agent with Ivy League Mortgage Philadelphia, Pa

December 10, 2008 12:53 AM

Bryn Athyn Cathedral in Bucks County Pa Good morning peoples!

I haven't been around much lately because mu husband and I have been going through some big changes.

For personal and financial reasons, we decided to leave Bonita Springs, Florida and move back to the Philadelphia, Pa area.

I won't go back into the guts of why. Truth be told, it really doesn't matter. It is what it is. God has a plan and we need to do the best that we can do. Roll with the punches, right? (If you are so inclined, you can read about it here.)

The biggest changes have been for me. At this time, I am not pursuing my Real Estate license here in Pa. I have decided to go back to the mortgage industry. That's where I came from.

I would like to introduce my DH, John Young. We have been married for 33 years now! And yes... we are John Young Ivy League Mortgage happy! Praise God for the good things in life. (But I digress)

John has been a loan officer and broker for 20 years now. He has always been the type to do what was best for the client and not to "get a loan". Being the type of person (maybe a bit of a romantic) he is, he is specializing in Reverse Mortgages. John has a talent for working with seniors, and really feels good about helping them. A few times, he was able to get folks out of bad situations and allow them to save their homes and improve their lifestyle.

But that's not what this post is about. That can be for later.

I am now working with John's company, Ivy League Mortgage. It has been quite a culture shock the last few months, adjusting to a different lifestyle, not to mention the COLD! But I am blessed that the people we are working with, are a group that we have known and worked with (at various times) for many years. They have all been in the mortgage industry FOREVER, and are simply the best at what they do! We couldn't be working with a better group of people!

So, even though most of my posts tend to "fluffy" ... such as pictures of sunsets and clouds in beautiful Bonita Springs, Florida ... from now on, they will be "unfluffy" pictures of Bucks County Pa. ;-) Such as the one above. Oh ... and some mortgage stuff once in awhile!

BTW ... what's the opposite of 'fluffy"?

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Gerry Khatchikian

Red Lodge, MT

ASA, TRC, SFR

Sharon,

I wish you and your husband all the best with your recent move and return to PA. With regards to the opposite or antonym of fluffy, I did not know it of hand but a quick internet search suggested coarse, rough and smooth as antonyms. I am not sure if any could be applied for describing pictures.

Dec 10, 2008 01:13 AM

Joan Chouiniere

Better Homes and Gardens Real Estate MetroBrokers - Big Canoe, GA

Sharon.......wishing you the best with your move and career change! Buy a scarf and some mittens...LOL.......I am originally from upstate New York.

Dec 10, 2008 01:23 AM

Beth Forbes

The mortgage help you want when you need it. - Center Valley, PA

Your 24/7 loan officer

Sharon- Welcome back to SEPA! I can imagine the culture shock... Also, welcome back to the mortgage business. I have to say I think we have an easier time of it than most Realtors. We have refinances and reverse mortgages in addition to the purchase transactions to keep us going. Also, since you're newly back to the area just doing loans, reviewing appraisals and talking to people will get acclimated back to the local market. When things turn around you will have the knowledge you need if you decide to sell real estate again. Best of luck to you and John.

Dec 10, 2008 01:24 AM

Karen Anne Stone

New Home Hunters of Fort Worth and Tarrant County - Fort Worth, TX

Fort Worth Real Estate

Sharon: Best of luck to you and your hubby. What a change you are going through. I am going to guess that the opposite of fluffy is flat. Just my three cents, here. Also, I'd love to know more about reverse mortgages. Can a person... a loan officer... find a large enough market for them to make working in that field worthwhile ??

Dec 10, 2008 01:27 AM

Karen Anne Stone

New Home Hunters of Fort Worth and Tarrant County - Fort Worth, TX

Fort Worth Real Estate

John: A follow-up question for you.

I'd love to know more about reverse mortgages. How do they work ? Is there actual qualifying or them, or is their approval more or less automatic ? Can a person... a loan officer... find a large enough market for them to make working in that field worthwhile ??

Dec 10, 2008 01:30 AM

Sharon Young

Ivy League Mortgage Philadelphia, Pa - Southampton, PA

Karen ... Thanks for the good luck wishes! ;-) As far as finding a market for Reverse Mortgages, it's just like finding the market for real estate. Youo gotta get out there. The biggest problem ( I think) are the misconceptions about Reverse Mortgage. People need to know the facts and then make an intelligent decision. There has been too much negative press about them. Give John a call! Or if yoou like, I can have him call you. No problem... he's a nice guy. ;-)

Beth ... Thank you! We are originally from here, and out kids are here. So it is a home coming, but sheesh ... we miss the warmth and the palm trees. Who wouldn't!

Joan ...I have been hitting this fabulous thrift store I found and buying up all the winter stuff! I just got fantastic boots from EBay for $12 ! yipeee

Ravi ... Thank you my dear! Gritty is a good word for our teams ... what do we say about us fans?? TOUGH!! Philly fans are a toough crowd, but that's part of our charm, right? Maybe I'll get over to Delran one of these days!

Gerry ... thanks for the wishes! Coarse may be a good work for Phila! It certainly can be.

Dec 10, 2008 01:41 AM

Ken Tracy

Coldwell Banker Residential - Naperville, IL

Helping clients buy and sell since 2005

Hi Sharon. Sounds like you have a good man on your hands.

Good luck with the new adventure!

Ken

Dec 10, 2008 04:29 AM

Elizabeth Nieves

The Elizabeth Nieves Realty Group - Durham, NC

Bilingual Raleigh - Durham North Carolina Real Estate Team

The opposite of 'fluffy' is 'compact'...I think. :-) I'm happy that you are getting settled in. Thanks for introducing us to 'hubby'. Tell him 'hi' for me. BTW...sneak in some 'fluffy' stuff every now and then. I love it!! ~GBU~

Dec 10, 2008 08:09 AM

Jesse Clifton

Jesse Clifton & Associates - Fairbanks, AK

Sharon...You know that God indeed has a plan for you... and right now it's in Phila. You already know we're sending good thoughts your way! I'll be looking forward to lots more fluffy (and even some unfluffy) posts from you and John. :)

Dec 10, 2008 09:54 AM

Chris Griffith

Downing-Frye Realty, Bonita Springs, FL - Bonita Springs, FL

Bonita Springs Listing Specialist - Agent

Thirty three years is a long time. I am really impressed. Here's my $.02. You can still do fluffy. There I said it. You have museums and old architecture and history all around you. You just photograph the inside when it's chilly.

I say you start stalking stained glass windows.

Dec 10, 2008 09:57 AM

Yvette Smith

LONG & FOSTER - Williamsburg, VA

Realtor In Williamsburg VA, Homes for Sale

HI SHARON!

I wish you and your husband the very best. And the opposite of fluffy would be flat. Yes? No?

Dec 10, 2008 12:26 PM

Ken Tracy

Coldwell Banker Residential - Naperville, IL

Helping clients buy and sell since 2005

Hi Sharon. Want my 2 cents???

If you love being a Realtor, you can find a way.

It will happen...

Ken

Dec 10, 2008 12:40 PM

Ken Tracy

Coldwell Banker Residential - Naperville, IL

Helping clients buy and sell since 2005

You have contacts in PA! Contacts are a Realtors lifeblood...

Dec 10, 2008 12:41 PM

Ken Tracy

Coldwell Banker Residential - Naperville, IL

Helping clients buy and sell since 2005

You have a growing audience on Active Rain.

You can just do Real Estate on the side at first...

Dec 10, 2008 12:43 PM

Sharon Young

Ivy League Mortgage Philadelphia, Pa - Southampton, PA

Ken ... thanks for the comments buddy. To be honest, I just can't get my heart into starting all over again in real estste up here. At least not right now ....

Yvette ... thank you! And flat is the perfect word. ding ding ding ! ;-)

Chris ... that really means a lot to me ..thanks

Jesse & Kathy .. thank you for caring! You guys are special

Elizabeth! sister ... thanks for being here and I am LOOKING for good photos! ;-)

Dec 10, 2008 01:11 PM

The Somers Team

The Somers Team at KW Philadelphia - Philadelphia, PA

Delivering Real Estate Happiness

Sharon - congrats ! I noticed yesterday your updated blog in Southampton so that is great ! I figured something was up. Congrats on the move and congrats on your decision to go back to your old profession as well. The company sounds cool and I hope your transition is smooth and successful !

Dec 12, 2008 11:35 AM