I see ever situation for the insurance exposures present. And the Capital Regions recent winter weather, including heavy ice storms and snow, has reinforced an idea I pitch to all my real estate contacts. Falling trees and branches reek havoc on homes and appurtenant structures every winter in the Northeast. So I advise my real estate contacts to point out dead trees, over-hanging branches, and any other natural pieces of the landscape that may cause damage to a newly bought home during winter. This is obviously just my opinion, but adding this type of disclosure to the sale could create an added level of trust between you and your client. Additionally, if the client acts on the recommendations, he/she may save thousands of dollars in debris removal and rebuilding costs. Not to mention the time spent reporting the claim and working with the claims adjuster. Making the real estate agent who pointed out the exposures a hero of sorts.
Just an idea I was reminded of while watching trees and branches fall all over my neighbors property.
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