Home Owners Beware.

Hi Melody, I'm glad your Mom has you. I shudder to think about all the unsuspecting people out there-- as if we don't have enough problems without goons like these!

Great post Melody.  I can't believe what people will stoop to and take advantage of others!

Mel, I have heard of this too. "Loan Modification" is a new category of scam.

Mel, I am so sorry when I read or hear of these things.  I wonder how people can do these things to others---the scams never seem to end.

Melody, That is so awful.  Glad your mom got him to e-mail her.  Quick thinking on her part!

Scary stuff!  I am w/you, how did this individual know to call her?  That's bizarre!  KM

My elderly neighbor invited me over to her home to listen to her voice-mail.  I was appalled at the message.  It was pretty much the same scam that your mother experienced.  One problem though, my neighbor rents her current home and does not own any other property.  Guess this mortgage professional did not do his homework lol.

Mel, good for you for bringing this to peoples attention. Someone that truly needs help likely would not get called. Anyway to make a buck it seems.

Mel,

Thanks for the alert, I think that these people will always be out there and it is up to us to let the public know about theses kind of scams.

wow - that is frightening!  thank god your mom called you and I will be very interested to hear what comes of it!

Mel, You do good work, your clients must be so pleased that you are there for them. Do you have a cape to match your little black dress, super hero's always have a cape. Thanks for bringing this to our attention I for one will keep an eye out for this scam.. Steve

Mel~Damn phone solicitors. I think they should all get Ex-Lax in their brownies :-) Tell your mom to give that caller my phone number next time and I'll teach that boy a lesson! All kidding aside, it's so sad to see, read and hear about the awful predators out there. Thank God for your mom that she has you...Merry Christmas!

Melody:  Bad situations always give rise to the scum among us.  I've heard a lot of similar scams, with much larger price tags.  It's good you are getting the word out about the latest.

Well, Mel... I see you got hit by Fast Eddie too... gotta love those spam comments that have NOTHING to do with the post.  Geez. Oh, wait, this comment has nothing to do with the original post.  Crap.  haha  I think I'm going to adopt Mandy's approach to comment spam... make 'em famous. :P

I am glad your mother called you... the SOB's that prey on folks should be shot in the ass.  Ok, I feel better now. :)

Too bad there are so many unscrupulous people out there.  This could be a scam that ends the owner signing over paperwork to the caller, and in the end losing the house!

Sounds like he had access to the database at the lender who originally made the loan. If so as they say in California, Sue Time.

Hi Melody-It is amazing how many scams are out there. I do know that kind of low lifes target the older folks. It's sad. Glad your Mom didn't get taken. She was smart and so is her daughter. I haven't chatted with you in a while between my 2 week cruise and now Christmas so I just wanted to pop in and wish you a Merry Christmas and a Happy New Year. I just did my last post for this year. A cyber Christmas bash that I want to personally invite you too. Bring anybody you want and make yourself at home. Come anytime. The party is still going on. I might add some new stuff for New Years. The link is below. I hope Santa is good to you. You are special my friend. :-)

http://activerain.com/blogsview/845905/Sleep-in-Heavenly-Peace-A-Christmas-Card-for-all-my-AR-Friends-AR-Community-Builders-everybody-in-the-Rain

Of course the scammers usually are dumber than then the ones picked to be scammed.

Melody,

I am glad your mother called you.  It is crazy that someone could access her information so easily.