The people and companies that prey upon homeowners in foreclosure use many tactics to gain the homeowner's trust. Here are some examples:
- The scammer contacts you by telephone, mail, or even knocks on your door (legitimate foreclosure consultants don't seek you out, you must go to them).
- The scammer is smooth-talking and preys upon your desperation.
- He provides little or no information about the foreclosure process.
- Many scammers claim government affiliation.
- They often use "affinity marketing" -- Spanish-speakers marketing to Spanish-speakers, Christians to Christians, senior citizens to senior citizens, and so on.
- Some offer "testimonials" from other customers.
- They claim the process will be quick and easy (dealing with foreclosure is never quick and easy) and use messages such as: "Stop foreclosure with just one phone call" or "I'd like to $ buy $ your house" or "Do you need instant debt relief and CASH?"
- They tell the homeowner to stop all contact with the mortgage lender.
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